Estate planning options at Bravera Bank
Estate planning for your Bravera Bank accounts starts with understanding how each one transfers at death. Beneficiary designations bypass probate, but the right approach depends on the account type, your tax situation, and how much control you want over distributions.
Bravera Bank offers 15 accounts, each with its own transfer rules. The sections below cover how to set up beneficiaries, fund a trust, and which products support each approach.
Contact Bravera Bank directly for information about adding or updating beneficiary designations on your accounts.
Why trust accounts are not available
Bravera Bank does not currently support retitling accounts into a trust. The alternative is to name a trust as the Transfer on Death beneficiary, which provides similar probate-avoidance benefits while keeping the account in the individual's name.
Free Checking
Community Rewards Checking
Pays interest and $0.10 cash back per debit card purchase in a statement cycle with at least 10 debit card transactions.
55+ Rewards Checking
Pays interest on a $100 minimum daily balance and includes five free ATM transactions a month and free duplicate checks.
Simple Savings
Money Market
Investors Advantage
Traditional CD
GRADD CD
Offered as a first CD for children.
Bravera Wealth Trust and Investment Services
Bravera Wealth can serve as trustee, co-trustee, investment manager, custodian or agent, and as personal representative to settle an estate. Its brokerage and advisory accounts are offered through Osaic Wealth, Inc., and none of its products is a deposit or FDIC insured.
Traditional IRA
Roth IRA
Sources
(2)·
Data sourced from Bravera Bank primary sources (21 pages reviewed). How we research.
Bravera Bank estate support
Bravera Wealth
Phone
Website
Estate planning articles
Learn how to protect your Bravera Bank accounts and other assets with trusts, beneficiary designations, and estate planning documents.
Is this your situation?
Get a complete guide for your specific circumstances.
New Baby or Adoption
Your family is growing. Your protection should too. Guardian nominations, trusts for minors, beneficiary updates, and the documents new parents need in place.
Learn more
Marriage
What married couples need in place: one joint trust or two, wills, beneficiary updates, and the spousal rights your state grants you automatically.
Learn more
New Home
How to put your house in a revocable trust: the deed you record, what it does to your mortgage and property taxes, and when a TOD deed is simpler.
Learn more
Retirement
Retirement changes your financial picture. Healthcare directives, beneficiary reviews, long-term care planning, and protecting what you've built.
Learn moreForms for Planning Your Estate
Free forms for planning your estate: will, living trust, pour-over will, powers of attorney and TOD deed. Prepare each form for your state and download the PDF.
Revocable Living Trust
Create a revocable living trust to avoid probate, protect privacy, and control asset distribution.
Last Will and Testament
Name your heirs, guardians, and final wishes. Free for every state.
Codicil to a Will
Add, revoke or replace provisions of your will and republish the rest, signed as your state requires for a will.
Tools for Planning Your Estate
Free tools for planning your estate: will and trust costs, trust or TOD deed, and the signing rules. Run each tool for your state and read its answer.
How Much Does a Revocable Living Trust Cost?
Compare revocable living trust costs across providers including online services and attorneys.
How Does SimplyTrust Compare to LegalZoom, Trust & Will, and Other Services?
Compare what it costs to make a trust official across SimplyTrust, LegalZoom, Trust & Will, Rocket Lawyer, and Quicken WillMaker.
Do I Need a Revocable Trust?
Find out if a revocable trust makes sense based on your state, estate value, and family situation.
Trust or Will: Which Costs Less?
Compare the cost of probate vs a trust for your state and estate value.
How Much Is the Federal Gift Tax?
Whether a gift owes federal gift tax, how much of the annual exclusion and lifetime exemption it uses, and whether Form 709 is due.
What Does Estate Planning Actually Cost?
Compare costs across estate planning providers including online services and attorneys.
