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OverviewPreparing your estateWhen someone dies
OverviewPreparing your estateWhen someone dies
SimplyTrust forms
Letter of Instruction
Home→Financial Institutions→Berkshire Hathaway Life

Estate planning at Berkshire Hathaway Life

How to protect 4 Berkshire Hathaway Life accounts — manage beneficiaries by phone, fund a trust by mail, and file death claims

Berkshire Hathaway Life

Subsidiary of Berkshire Hathaway Inc.

bhlife.com→
Berkshire Hathaway Life logo

Annuity Owner Services / BH Structures

Phone1-402-916-3100
Emailannuityowner@bhspecialty.com
Fax1-866-262-9342
Mailing Address

BHG Structured Settlements, Inc., 1314 Douglas Street, Suite 1400, Omaha, NE 68102-1944

WebsiteLearn more→

Annuity Owner Services / BH Structures

Phone1-402-916-3100
Emailannuityowner@bhspecialty.com
Fax1-866-262-9342
Mailing Address

BHG Structured Settlements, Inc., 1314 Douglas Street, Suite 1400, Omaha, NE 68102-1944

WebsiteLearn more→

Claims / Annuity Owner Services

Phone1-402-916-3100
Emailannuityowner@bhspecialty.com
Fax1-866-262-9342
Mailing Address

BHG Structured Settlements, Inc., 1314 Douglas Street, Suite 1400, Omaha, NE 68102-1944

WebsiteNotify online→
Verified Jul 2026

Berkshire Hathaway Life offers 4 insurance products that play a central role in estate planning. Because policy proceeds pass directly to named beneficiaries—bypassing probate entirely—keeping designations current is one of the highest-impact steps policyholders can take.

Berkshire Hathaway Life handles beneficiary designations by mail and by phone. Accounts can also be linked to trusts through beneficiary designations to keep them out of probate entirely.

Berkshire Hathaway Life provides specific procedures for both proactive estate planning and filing claims after a death.

Preparing your estate

Beneficiaries and trust funding

How to update beneficiaries by phone, fund a trust by mail, and review 4 account types at Berkshire Hathaway Life.

View details →

When someone dies

Death claim process

7-step process, 8 required documents, and contact information for survivors.

View details →

Frequently asked questions

First, review your settlement agreement -- BH Structures notes that the agreement itself dictates whether you have the right to designate or change your beneficiary. If changes are permitted, download the Beneficiary Designation or Change Request Form (November 2023) from the BH Structures Documents & Forms page (https://www.bhstructures.com/HTML/BHG-Resources.aspx), or contact BH Structures at (402) 916-3100 or email annuityowner@bhspecialty.com to request it. Complete and sign the form, then submit it by mail to BHG Structured Settlements, Inc., 1314 Douglas Street, Suite 1400, Omaha, NE 68102-1944, by fax to 1-866-262-9342 (secure fax), or by email. If payments are made jointly, both persons must sign the request. If you are enrolled in the electronic signature program, you can complete the form digitally; enrollment requires a notarized signature on the E-Sign Authorization (SS509).

Yes, BH Structures offers an electronic signature program for enrolled annuity owners. Enrollment requires submitting a notarized E-Sign Authorization (SS509). Once enrolled, you can request contract changes (such as beneficiary designations, address changes, or direct deposit updates) by calling (402) 916-3100 or emailing annuityowner@bhspecialty.com. BH Structures sends the appropriate change form using two-factor authentication for you to complete on your computer or mobile device; per BH Structures, electronic signatures are only accepted if initiated by them using two-factor authentication.

Generally no. Structured settlement annuities are owned by BHG Structured Settlements, Inc. (BHGSS) and cannot be retitled -- once the assignment is complete, BHGSS is the owner and the payments cannot be altered. SPIAs generally do not permit ownership changes after issue, and BHLN is a B2B/settlement writer that suspended new business in 2023, so it does not offer a direct-to-consumer contract a trust could hold. The available trust step is to name a revocable or irrevocable trust as the BENEFICIARY of any remaining certain payments, where your settlement agreement permits. To do that, request the Beneficiary Designation or Change Request Form from BH Structures at (402) 916-3100 or annuityowner@bhspecialty.com.

SimplyTrustSimplyTrust Editorial·Updated July 12, 2026

Sources

  • bhlife.com
  • bhstructures.com
  • doi.nebraska.gov
  • news.ambest.com
  • nssta.com

Data sourced from Berkshire Hathaway Life primary sources (14 pages reviewed). How we research.

Berkshire Hathaway Life

Subsidiary of Berkshire Hathaway Inc.

bhlife.com→
Berkshire Hathaway Life logo

Annuity Owner Services / BH Structures

Phone1-402-916-3100
Emailannuityowner@bhspecialty.com
Fax1-866-262-9342
Mailing Address

BHG Structured Settlements, Inc., 1314 Douglas Street, Suite 1400, Omaha, NE 68102-1944

WebsiteLearn more→

Annuity Owner Services / BH Structures

Phone1-402-916-3100
Emailannuityowner@bhspecialty.com
Fax1-866-262-9342
Mailing Address

BHG Structured Settlements, Inc., 1314 Douglas Street, Suite 1400, Omaha, NE 68102-1944

WebsiteLearn more→

Claims / Annuity Owner Services

Phone1-402-916-3100
Emailannuityowner@bhspecialty.com
Fax1-866-262-9342
Mailing Address

BHG Structured Settlements, Inc., 1314 Douglas Street, Suite 1400, Omaha, NE 68102-1944

WebsiteNotify online→
Verified Jul 2026

Estate planning articles

Learn how to protect your Berkshire Hathaway Life accounts and other assets with trusts, beneficiary designations, and estate planning documents.

Estate planning articles

Learn how to protect your Berkshire Hathaway Life accounts and other assets with trusts, beneficiary designations, and estate planning documents.

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