How to name beneficiaries and fund a trust at Bellwether CU
Covers 12 deposit, 3 retirement, and 1 investment accounts — beneficiaries must be updated in-branch
Member Support
Bellwether Community Credit Union, 425 Hooksett Road, Manchester, NH 03104
Member Support
Bellwether Community Credit Union, 425 Hooksett Road, Manchester, NH 03104
Member Support (Estate Services)
Bellwether Community Credit Union, 425 Hooksett Road, Manchester, NH 03104
Preparing your Bellwether CU accounts for estate transfer involves two key steps: designating beneficiaries on each account and, where appropriate, retitling accounts into a trust. Because Bellwether CU is a membership-based institution, trust retitling must maintain the membership eligibility requirement. Accounts with Payable on Death designations or trust ownership bypass probate entirely.
The transfer rules at Bellwether CU vary across 16 accounts. Below is a breakdown of beneficiary options, trust funding, and which products support each method.
- Full legal name, date of birth, and Social Security number for each beneficiary
- Relationship to account holder
- Primary and contingent beneficiary designations with percentage allocations
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Payable on Death (POD) designations are available for deposit accounts including checking, savings, money market, and certificates
- POD-designated funds pass directly to named beneficiaries outside of the estate and bypass probate
- Joint accounts with right of survivorship pass to the surviving owner(s) automatically
- IRA beneficiary designations are separate from deposit account POD designations
- Beneficiary contact information should be reviewed and updated periodically
Sources
Data sourced from Bellwether CU primary sources (16 pages reviewed). How we research.
Download these Bellwether CU instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against Bellwether CU primary sources. Bring it to the branch or keep it beside the phone.
Member Support
Bellwether Community Credit Union, 425 Hooksett Road, Manchester, NH 03104
Member Support
Bellwether Community Credit Union, 425 Hooksett Road, Manchester, NH 03104
Member Support (Estate Services)
Bellwether Community Credit Union, 425 Hooksett Road, Manchester, NH 03104
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