Estate planning at Bellco

Bellco partners with Trust & Will for affordable online estate planning, Members Trust Company (MTC) for trust administration, and The Hughes Law Firm for legal services including wills, living trusts, and probate. Investment and estate planning advisory services are also available through Osaic Institutions at Bellco branches.

Yes. Schedule an appointment at a Bellco branch or call 800-235-5261. Bring the full trust agreement, a signed and notarized Bellco Certification of Trust, and government-issued ID for all trustees. All trustees must sign the signature cards. Grantor(s) and Trustee(s) must qualify for Bellco membership. Eligible deposit accounts (savings, checking, money market, CDs) can be retitled to the trust. IRAs and HSAs cannot be retitled to a trust. Bellco partners with Members Trust Company for ongoing trust administration.

Bellco Boost Interest Checking earns 4.50% APY on balances up to and including $25,000 when monthly requirements are met. No maintenance fees or minimum balance requirements. For balances greater than $25,000, the APY may range from 0.25% to 4.50%. If monthly requirements are not met, an APY of 0.05% applies to all balances.

Bellco serves members throughout Colorado. With over 368,000 members and 30 branch locations across the state, from the Front Range to the Western Slope, Bellco provides lower interest rates on loans, higher yields on deposits, a wide network of surcharge-free ATMs, and free financial advice.

Bellco offers Traditional CDs (minimum $500), Smart Move CDs (minimum $2,500, with a one-time bump-up to current rates, additional deposits of $100 or more, and one penalty-free withdrawal with $1,000 minimum balance), Jumbo CDs (minimum $100,000), Youth CDs (minimum $50, for members 24 and under, 12-month term), HSA CDs, and IRA CDs. APY is fixed after issuance for all CD products except the Smart Move CD when the bump-up option is used.