How to name beneficiaries and fund a trust at Beacon Pointe
Covers 4 investment, and 8 retirement accounts — beneficiaries can be managed online
Beacon Pointe Advisors - Headquarters
Phone(949) 718-1600
Fax(949) 209-2546
Mailing Address
24 Corporate Plaza Drive, Suite 150, Newport Beach, CA 92660
WebsiteLearn more→
Client Services (via your Beacon Pointe Advisor)
Phone(949) 718-1600
Mailing Address
24 Corporate Plaza Drive, Suite 150, Newport Beach, CA 92660
WebsiteNotify online→
Verified Apr 2026
Estate planning for your Beacon Pointe investment accounts starts with understanding how each one transfers at death. Beneficiary designations and trust retitling both bypass probate, but the right approach depends on the account type, your tax situation, and how much control you want over distributions.
With 12 product types, Beacon Pointe offers a range of transfer options. Some investment accounts support Transfer on Death (TOD) designations, others can be retitled into a trust, and some require probate if no beneficiary is designated. The sections below break down each step.
Beacon Pointe Managed AccountJoint Managed AccountTrust Advisory AccountOutsourced Chief Investment Officer (OCIO)
1
2
Navigate to the beneficiary designation section for the account
3
Enter beneficiary information:
- Full name, relationship, date of birth, and Social Security number
- For trusts as beneficiary: trust name, date established, and EIN
- Percentage allocation for each primary and contingent beneficiary (must total 100%)
4
Review and submit the beneficiary designation
5
Contact your Beacon Pointe advisor to confirm the update was processed
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Beneficiary designations are processed through the third-party custodian (Schwab, Fidelity, etc.), not directly by Beacon Pointe
- Trusts can be named as beneficiaries on investment and retirement accounts
- Spousal consent may be required for retirement account beneficiary changes in community property states
- Beneficiary designations generally take precedence over wills and trusts
Beacon Pointe Advisors - Headquarters
Phone(949) 718-1600
Fax(949) 209-2546
Mailing Address
24 Corporate Plaza Drive, Suite 150, Newport Beach, CA 92660
WebsiteLearn more→
Client Services (via your Beacon Pointe Advisor)
Phone(949) 718-1600
Mailing Address
24 Corporate Plaza Drive, Suite 150, Newport Beach, CA 92660
WebsiteNotify online→
Verified Apr 2026
Estate planning articles
Learn how to protect your Beacon Pointe accounts and other assets with trusts, beneficiary designations, and estate planning documents.
