How to name beneficiaries and fund a trust at Banner Bank
Covers 10 deposit, 4 retirement, and 2 lending accounts — beneficiaries must be updated in-branch
Phone1-800-272-9933
Mailing Address
Banner Bank, P.O. Box 907, Walla Walla, WA 99362
WebsiteLearn more→
Estate Settlement / Branch Services
Phone1-800-272-9933
Mailing Address
Banner Bank, P.O. Box 907, Walla Walla, WA 99362
WebsiteNotify online→
Verified Apr 2026
The key to protecting your Banner Bank accounts is making sure each one has a transfer mechanism in place—either a beneficiary designation or trust ownership. Without one, the account goes through probate, adding time, cost, and court involvement for your family.
Banner Bank has 16 product types, and the estate transfer rules differ across them. Some support Payable on Death (POD) designations, some can be retitled into a trust, and others will require probate if nothing is set up. Each is covered below.
Banner's Best CheckingConnected CheckingRewards CheckingBanner's Digital AccountHigh Yield SavingsBanner's Best SavingsConnected SavingsMoney Market SavingsCertificate of Deposit (CD)Coverdell Education Savings Account (CESA)
1
Visit any Banner Bank branch with a valid government-issued photo ID
2
Request to add or update beneficiary designations on your accounts
3
Provide beneficiary information:
- For deposit accounts: request POD (Payable on Death) designation with beneficiary full legal name, date of birth, Social Security number, and relationship
- For IRA accounts: complete the IRA Beneficiary Designation form with primary and contingent beneficiary sections
4
Review and sign the updated account documentation
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Trust beneficiary designations may require a copy of the Certification of Trust
- IRA beneficiary changes for married account holders in community property states (WA, ID, CA) may require spousal consent
Phone1-800-272-9933
Mailing Address
Banner Bank, P.O. Box 907, Walla Walla, WA 99362
WebsiteLearn more→
Estate Settlement / Branch Services
Phone1-800-272-9933
Mailing Address
Banner Bank, P.O. Box 907, Walla Walla, WA 99362
WebsiteNotify online→
Verified Apr 2026
Estate planning articles
Learn how to protect your Banner Bank accounts and other assets with trusts, beneficiary designations, and estate planning documents.
