Estate planning at Banner Bank
How to protect 16 Banner Bank accounts — manage beneficiaries in-branch, fund a trust in-branch, and file claims through Banner Bank's Banner Wealth and Investment Services
Phone1-800-272-9933
Mailing Address
Banner Bank, P.O. Box 907, Walla Walla, WA 99362
WebsiteLearn more →
Phone1-800-272-9933
Mailing Address
Banner Bank, P.O. Box 907, Walla Walla, WA 99362
WebsiteNotify online →
Verified Feb 2026
Banner Bank offers 16 consumer accounts that interact with estate planning in distinct ways. Of those, 13 can name a trust as beneficiary or be retitled into a trust. Understanding the transfer methods available for each account type helps families keep assets out of probate and ensure they pass to the right people.
Beneficiary designations at Banner Bank can be managed in branch, by mail, and by phone, typically taking 15-30 minutes in branch; longer by mail. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
Banner Bank provides specific procedures for both proactive estate planning and filing claims after a death.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 16 account types at Banner Bank.
View details →When someone dies
Death claim process
Contact Banner Bank's Banner Wealth and Investment Services to file a claim. 8-step process, 7 required documents, and contact information for survivors.
View details →For questions about any of these procedures, contact Banner Bank's Banner Wealth and Investment Services at 1-800-272-9933.
Banner Bank operates in select states, so estate planning procedures may vary by location. Confirm availability in your state before initiating trust funding or account changes.
Frequently asked questions
Yes. Banner Bank accepts both revocable and irrevocable trust accounts for checking, savings, money market, and CD accounts. Visit a local branch with your Certification of Trust (or full trust agreement), trustee identification, and the trust Tax Identification Number. Existing accounts can also be retitled to a trust without closing them.
Yes. Existing deposit accounts (checking, savings, money market, CDs) can be retitled to your revocable living trust. Visit a Banner Bank branch with your Certification of Trust and trustee identification. The process does not require closing and reopening the account if the same SSN or EIN is used. IRA accounts cannot be retitled to a trust.
Yes. A trust can be named as the beneficiary of a Banner Bank IRA account. Visit a branch to complete the IRA Beneficiary Designation form and provide a copy of the Certification of Trust. Note that naming a trust as an IRA beneficiary may affect the distribution timeline for inherited IRA assets under the SECURE Act.
Yes. Banner Wealth and Investment Services provides estate planning consultation through financial advisors associated with LPL Financial. Services include trust planning, durable and healthcare powers of attorney guidance, charitable giving strategies, and wealth transfer planning. Contact a local branch or call 800-272-9933 to connect with an advisor.
Banner Bank offers Traditional IRAs, Roth IRAs, SEP IRAs, SIMPLE IRAs, and Coverdell Education Savings Accounts. IRAs are available as CD-based or savings-based accounts with no monthly service charges and no annual fees. All IRA accounts require beneficiary designation and cannot be retitled to a trust.
Phone1-800-272-9933
Mailing Address
Banner Bank, P.O. Box 907, Walla Walla, WA 99362
WebsiteLearn more →
Phone1-800-272-9933
Mailing Address
Banner Bank, P.O. Box 907, Walla Walla, WA 99362
WebsiteNotify online →
Verified Feb 2026
Estate planning resources for Banner Bank customers
Tools and documents to help protect your Banner Bank accounts.
Do I Need a Revocable Trust?
Answer questions about your estate size, real estate, family situation, and privacy preferences to see how a revocable trust compares to a will alone.
Take the Quiz
Are My Beneficiary Designations Protected?
See how your state handles beneficiary designations after divorce, inherited IRA creditor protection, and spousal consent requirements for retirement accounts.
Check Now
What Does Estate Planning Actually Cost?
See the true cost of estate planning. Compare SimplyTrust, Trust & Will, LegalZoom, and attorneys including life events like marriage, divorce, and having children.
Compare Costs