How to name beneficiaries and fund a trust at BankUnited
Covers 15 deposit, and 2 retirement accounts — beneficiaries must be updated in-branch
BankUnited Customer Care Center
Phone(877) 779-2265
Mailing Address
BankUnited, N.A., 14817 Oak Lane, Miami Lakes, FL 33016
WebsiteLearn more→
BankUnited Customer Care Center
Phone(877) 779-2265
Mailing Address
BankUnited, N.A., 14817 Oak Lane, Miami Lakes, FL 33016
WebsiteLearn more→
BankUnited Customer Care Center
Phone(877) 779-2265
Mailing Address
BankUnited, N.A., 14817 Oak Lane, Miami Lakes, FL 33016
Verified Apr 2026
There are two ways to keep your BankUnited accounts out of probate: adding beneficiary designations and retitling eligible accounts into a revocable living trust. Which approach works best depends on the account type and your overall estate plan.
Each of BankUnited's 17 accounts has different rules for how it transfers at death. The sections below explain the options for each.
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1
Visit any BankUnited branch with valid government-issued photo ID
2
Request to add a POD (Payable on Death) beneficiary to your deposit account
3
Provide beneficiary details:
- Each beneficiary's full legal name and identifying information
- Percentage allocations if naming multiple beneficiaries
- For IRA accounts, complete separate beneficiary designation paperwork
4
Sign updated account documentation
5
Request a copy of the updated designation for your records
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Beneficiary changes are typically handled in branch with signed documentation
- IRA beneficiary designations are handled separately from deposit account POD designations
- Joint account holders may need to agree on beneficiary designations
BankUnited Customer Care Center
Phone(877) 779-2265
Mailing Address
BankUnited, N.A., 14817 Oak Lane, Miami Lakes, FL 33016
WebsiteLearn more→
BankUnited Customer Care Center
Phone(877) 779-2265
Mailing Address
BankUnited, N.A., 14817 Oak Lane, Miami Lakes, FL 33016
WebsiteLearn more→
BankUnited Customer Care Center
Phone(877) 779-2265
Mailing Address
BankUnited, N.A., 14817 Oak Lane, Miami Lakes, FL 33016
Verified Apr 2026
Estate planning articles
Learn how to protect your BankUnited accounts and other assets with trusts, beneficiary designations, and estate planning documents.
