How to name beneficiaries and fund a trust at Bankers Fidelity
Covers 8 insurance accounts — beneficiaries can be updated by phone
Policyholder Services
Bankers Fidelity Life Insurance Company, Attn: Policyholder Services, 4370 Peachtree Road NE, Atlanta, GA 30319
Policyholder Services
Bankers Fidelity Life Insurance Company, Attn: Policyholder Services, 4370 Peachtree Road NE, Atlanta, GA 30319
Claims Department (Policyholder Claim Inquiries)
Bankers Fidelity Life Insurance Company, Attn: Claims Department, 4370 Peachtree Road NE, Atlanta, GA 30319
For Bankers Fidelity policyholders, estate planning comes down to one critical step: making sure the right beneficiaries are named on every policy. Insurance proceeds bypass probate entirely and go directly to whoever is listed—regardless of what a will says. When estate tax planning or controlled distributions are a factor, a trust can be named as beneficiary instead.
Bankers Fidelity has 8 policies with different estate transfer rules. Here is how beneficiary designations, trust ownership, and probate apply to each one.
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- All beneficiary changes must be submitted in writing on the Change Form (B 0136 CF); changes cannot be made online
- The same form also handles name changes (Section 1), ownership transfers (Section 2), and a request for a certificate of insurance or duplicate policy when the original cannot be found (Section 4); only the sections checked apply
- The signature block provides lines for the Policy Owner, a witness, and an assignee officer (used when a corporate assignee records an assignment)
- A beneficiary signature is not required to change a beneficiary, but the Policy Owner must sign
- Beneficiary designations override instructions in a will
- Children under 18 cannot receive benefits directly; if a minor is named, the claim requires probate-court guardianship documents before payment
Sources
Data sourced from Bankers Fidelity primary sources (19 pages reviewed). How we research.
Download these Bankers Fidelity instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against Bankers Fidelity primary sources. Bring it to the branch or keep it beside the phone.
Policyholder Services
Bankers Fidelity Life Insurance Company, Attn: Policyholder Services, 4370 Peachtree Road NE, Atlanta, GA 30319
Policyholder Services
Bankers Fidelity Life Insurance Company, Attn: Policyholder Services, 4370 Peachtree Road NE, Atlanta, GA 30319
Claims Department (Policyholder Claim Inquiries)
Bankers Fidelity Life Insurance Company, Attn: Claims Department, 4370 Peachtree Road NE, Atlanta, GA 30319
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