Estate planning at Associated Bank
How to protect 17 Associated Bank accounts — manage beneficiaries in-branch, fund a trust in-branch, and file claims through Associated Bank's Private Wealth - Trust & Estate Administration
Private Wealth - Trust & Estate Administration
Phone1-800-431-4649
Private Banking
Associated Investment Services
WebsiteLearn more →
WE CARE Department
Phone1-800-236-8866
Mailing Address
Associated Bank, WE CARE Department, 1305 Main Street, MS 7722, Stevens Point, WI 54481-0327
Verified Mar 2026
Associated Bank offers 17 consumer accounts that interact with estate planning in distinct ways. Of those, 15 can name a trust as beneficiary or be retitled into a trust. Understanding the transfer methods available for each account type helps families keep assets out of probate and ensure they pass to the right people.
Beneficiary designations at Associated Bank can be managed in branch and by phone, typically taking 15-30 minutes. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
Associated Bank provides specific procedures for both proactive estate planning and filing claims after a death.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 17 account types at Associated Bank.
View details →When someone dies
Death claim process
Contact Associated Bank's Private Wealth - Trust & Estate Administration to file a claim. 7-step process, 5 required documents, and contact information for survivors.
View details →For questions about any of these procedures, contact Associated Bank's Private Wealth - Trust & Estate Administration at 1-800-431-4649.
Associated Bank operates in select states, so estate planning procedures may vary by location. Confirm availability in your state before initiating trust funding or account changes.
Frequently asked questions
Yes. Associated Bank allows deposit accounts such as checking, savings, money market, and CDs to be retitled to a revocable living trust. Visit a branch with your trust document or Certificate of Trust, government-issued IDs for all trustees, and the trust EIN if applicable. You can also call Wealth Services at 1-800-431-4649 for guidance.
Associated Bank will not permit an agent to designate, remove, or change POD beneficiaries unless the bank determines that the document establishing the agency clearly authorizes the agent to exercise testamentary powers.
Associated Bank Private Wealth offers estate settlement services, guardianship and conservatorship, irrevocable trust accounts, and revocable living trusts. Their team of CFP, CTFA, and CFA professionals works with clients on estate plans including selecting a personal representative, establishing bequests, making provisions for disabled heirs, and reducing estate settlement costs. Contact Wealth Services at 1-800-431-4649.
IRAs cannot be titled to a trust. However, you can name a trust as the beneficiary of your IRA at Associated Bank. Consult a tax advisor before naming a trust as IRA beneficiary, as there may be significant tax implications for trust beneficiaries under the SECURE Act distribution rules.
Yes. Associated Bank offers Estate Checking accounts designed for executors and personal representatives to manage estate funds during the administration process. The account requires a $100 minimum opening deposit, has no minimum balance requirement, and no monthly maintenance fee. A $4 monthly paper statement fee applies unless enrolled in paperless statements through business online banking.
Private Wealth - Trust & Estate Administration
Phone1-800-431-4649
Private Banking
Associated Investment Services
WebsiteLearn more →
WE CARE Department
Phone1-800-236-8866
Mailing Address
Associated Bank, WE CARE Department, 1305 Main Street, MS 7722, Stevens Point, WI 54481-0327
Verified Mar 2026
Estate planning resources for Associated Bank customers
Tools and documents to help protect your Associated Bank accounts.
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