How to name beneficiaries and fund a trust at Arvest
Covers 12 deposit, 2 retirement, and 1 lending accounts — beneficiaries must be updated in-branch
Arvest Bank Customer Service
Phone(866) 952-9523
Mailing Address
Arvest Bank, P.O. Box 799, Lowell, AR 72745
24-Hour Account Info Line
Servicio en Espanol
Consumer Credit Card Service
Mortgage Applications
Mortgage Servicing
WebsiteLearn more→
Arvest Wealth Management
Phone(888) 916-2121
Mailing Address
Arvest Wealth Management, PO Box 1515, Lowell, AR 72745
WebsiteLearn more→
Customer Service / Arvest Wealth Management
Phone(866) 952-9523
Mailing Address
Arvest Bank, P.O. Box 799, Lowell, AR 72745
Arvest Wealth Management
Verified Jul 2026
Preparing your Arvest accounts for estate transfer involves two primary strategies: designating beneficiaries on individual accounts and, where supported, retitling accounts into a revocable living trust. Both approaches bypass probate, but they work differently depending on the account type.
Across 15 product types, Arvest accounts vary in how they transfer at death. The sections below walk through Payable on Death (POD) designations, trust funding options, and which products support each method.
Free Blue CheckingBasic Blue CheckingmyBlue CheckingArvest Club CheckingPreferred Club CheckingBright Solutions CheckingArvest Savings AccountMoney Market AccountHigh-Yield Money Market7-Month No-Penalty CDCertificate of Deposit (CD)Rate Boost CD
1
Visit any Arvest Bank branch with valid government-issued photo ID
2
Request to add a POD (Payable on Death) beneficiary to your deposit account
3
Provide beneficiary details:
- Each beneficiary's full legal name and identifying information
- Percentage allocations if naming multiple beneficiaries
- For IRA accounts, complete separate beneficiary designation paperwork
4
Sign updated account documentation
5
Request a copy of the updated designation for your records
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Per Arvest FAQ, POD/beneficiary changes on deposit accounts must be completed in person at any Arvest branch -- there is no online or standalone downloadable form. Any account owner can make the change with valid government-issued ID.
- IRA beneficiary designations are handled separately from deposit account POD designations.
- A standalone HSA Beneficiary Change Form is available for download at https://www.arvest.com/pdfs/hsa_beneficiary_change_form.pdf for Health Savings Account beneficiaries only.
- Joint account holders may need to agree on beneficiary designations.
Sources
Data sourced from Arvest primary sources (22 pages reviewed). How we research.
Download these Arvest instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against Arvest primary sources. Bring it to the branch or keep it beside the phone.
Arvest Bank Customer Service
Phone(866) 952-9523
Mailing Address
Arvest Bank, P.O. Box 799, Lowell, AR 72745
24-Hour Account Info Line
Servicio en Espanol
Consumer Credit Card Service
Mortgage Applications
Mortgage Servicing
WebsiteLearn more→
Arvest Wealth Management
Phone(888) 916-2121
Mailing Address
Arvest Wealth Management, PO Box 1515, Lowell, AR 72745
WebsiteLearn more→
Customer Service / Arvest Wealth Management
Phone(866) 952-9523
Mailing Address
Arvest Bank, P.O. Box 799, Lowell, AR 72745
Arvest Wealth Management
Verified Jul 2026
Estate planning articles
Learn how to protect your Arvest accounts and other assets with trusts, beneficiary designations, and estate planning documents.
