Estate planning at Arkansas Federal
How to protect 10 Arkansas Federal accounts — manage beneficiaries in-branch, fund a trust in-branch, and file death claims
Member Services
Phone1-501-982-1000
Toll-Free1-800-456-3000
Fax1-501-982-3299
Mailing Address
Arkansas Federal Credit Union, 17500 Cantrell Road, Little Rock, AR 72223
WebsiteLearn more →
Member Services
Phone1-501-982-1000
Toll-Free1-800-456-3000
Fax1-501-982-3299
Mailing Address
Arkansas Federal Credit Union, 17500 Cantrell Road, Little Rock, AR 72223
WebsiteLearn more →
Bereavement
Phone1-501-982-1000
Toll-Free1-800-456-3000
Fax1-501-982-3299
Mailing Address
Arkansas Federal Credit Union, 17500 Cantrell Rd, Little Rock, AR 72223, Attention: Bereavement
WebsiteNotify online →
Verified Mar 2026
Arkansas Federal is a credit union offering 10 accounts that interact with estate planning in different ways. As a membership-based credit union, Arkansas Federal open to all Arkansas residents. Also available to employees of 700+ partner employers and organizations. Membership through the American Consumer Council is available (one-time $10 fee covered by the credit union). Headquarters at 17500 Cantrell Road, Little Rock, AR 72223. 24+ branches statewide. Absorbed United Arkansas FCU on December 10, 2025. Understanding how each account transfers at death—and which ones a trust can hold—helps families avoid probate delays and unintended outcomes.
Beneficiary designations at Arkansas Federal can be managed in branch and by phone, typically taking 15-30 minutes in branch. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
Arkansas Federal provides specific procedures for both proactive estate planning and filing claims after a death.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 10 account types at Arkansas Federal.
View details →When someone dies
Death claim process
8-step process, 6 required documents, and contact information for survivors.
View details →Arkansas Federal operates in select states, so estate planning procedures may vary by location. Confirm availability in your state before initiating trust funding or account changes.
Frequently asked questions
Yes. Visit any Arkansas Federal branch with your trust document (or Certificate of Trust), government-issued photo ID for all trustees, and the trust EIN or SSN. Trust accounts must be opened in branch and cannot be set up online. Existing accounts may need to be closed and reopened under the trust title. IRA accounts cannot be retitled to a trust but can name a trust as beneficiary.
Elite Checking earns up to 6.00% APY on balances up to $10,000 but requires a $1,000 monthly direct deposit, eStatements, and 15 monthly debit card transactions of $10 or more. Premium Checking earns up to 4.00% APY on balances up to $10,000 and requires 10 qualifying monthly transactions of $1 or more. Both have a $15 fee if the daily balance drops below $2,500. Everyday Checking is a no-interest account with $0 minimum balance and no transaction requirements, free with eStatements enrollment.
Yes. Arkansas Federal offers Traditional and Roth IRAs available as IRA savings accounts or IRA share certificates ($1,000 minimum for certificates). Traditional IRAs offer tax-deductible contributions with tax-deferred growth and mandatory withdrawals beginning at age 73. Roth IRAs use after-tax contributions with potential tax-free withdrawals and no mandatory distribution age. IRA deposits are NCUA insured up to $250,000. Contact 800-456-3000 or visit a branch to open an IRA.
Arkansas Federal is open to all Arkansas residents who live or work in the state. Family members of existing members also qualify. Those outside Arkansas may join if employed by one of 700+ partner employers and organizations. Membership is also available through the American Consumer Council (one-time $10 fee covered by the credit union). A one-time $5 share savings deposit establishes lifetime membership that continues even if you move, change jobs, or retire.
Yes, a trust can be named as beneficiary on a Traditional or Roth IRA at Arkansas Federal. However, IRAs cannot be retitled to a trust. Naming a trust as IRA beneficiary can have significant tax implications for distribution timelines and required minimum distributions. Consult a tax advisor before designating a trust as your IRA beneficiary.
Member Services
Phone1-501-982-1000
Toll-Free1-800-456-3000
Fax1-501-982-3299
Mailing Address
Arkansas Federal Credit Union, 17500 Cantrell Road, Little Rock, AR 72223
WebsiteLearn more →
Member Services
Phone1-501-982-1000
Toll-Free1-800-456-3000
Fax1-501-982-3299
Mailing Address
Arkansas Federal Credit Union, 17500 Cantrell Road, Little Rock, AR 72223
WebsiteLearn more →
Bereavement
Phone1-501-982-1000
Toll-Free1-800-456-3000
Fax1-501-982-3299
Mailing Address
Arkansas Federal Credit Union, 17500 Cantrell Rd, Little Rock, AR 72223, Attention: Bereavement
WebsiteNotify online →
Verified Mar 2026
Estate planning resources for Arkansas Federal customers
Tools and documents to help protect your Arkansas Federal accounts.
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