How to name beneficiaries and fund a trust at Ameris Bank
Covers 9 deposit, 2 retirement, and 7 lending accounts — beneficiaries must be updated in-branch
Customer Service Center
Ameris Bank, P.O. Box 105075, Atlanta, GA 30348
Customer Service Center (Death Notifications)
Ameris Bank, P.O. Box 105075, Atlanta, GA 30348
The key to protecting your Ameris Bank accounts is making sure each one has a transfer mechanism in place—either a beneficiary designation or trust ownership. Without one, the account goes through probate, adding time, cost, and court involvement for your family.
Ameris Bank has 18 product types, and the estate transfer rules differ across them. Some support Payable on Death (POD) designations, some can be retitled into a trust, and others will require probate if nothing is set up. Each is covered below.
- Full legal name, date of birth, Social Security Number, and relationship
- Percentage allocation if naming multiple beneficiaries
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Named beneficiaries override your will for the designated accounts
- Beneficiary designation is available for personal checking, savings, CD, and money market accounts
- IRA beneficiary designations are handled separately from deposit account POD designations
Sources
Data sourced from Ameris Bank primary sources (28 pages reviewed). How we research.
Download these Ameris Bank instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against Ameris Bank primary sources. Bring it to the branch or keep it beside the phone.
Customer Service Center
Ameris Bank, P.O. Box 105075, Atlanta, GA 30348
Customer Service Center (Death Notifications)
Ameris Bank, P.O. Box 105075, Atlanta, GA 30348
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