How to name beneficiaries and fund a trust at America's CU
Covers 13 deposit, 5 retirement, and 9 lending accounts — beneficiaries must be updated in-branch
America's Credit Union Member Services
Phone(214) 742-6551
Toll-Free(888) 742-6551
Mailing Address
America's Credit Union, PO Box 671149, Dallas, TX 75367
Card Activation/PIN (US)
Card Activation/PIN (International)
WebsiteLearn more→
Member Services
Phone(214) 742-6551
Toll-Free(888) 742-6551
Mailing Address
America's Credit Union, PO Box 671149, Dallas, TX 75367
WebsiteLearn more→
Deceased Member Claims
Phone(214) 742-6551
Toll-Free(888) 742-6551
Fax(855) 674-1852
Mailing Address
America's Credit Union, PO Box 671149, Dallas, TX 75367
WebsiteNotify online→
Verified Jul 2026
There are two ways to keep your America's CU accounts out of probate: adding Payable on Death designations and retitling accounts into a trust. Because America's CU is a membership-based institution, trust retitling must maintain the membership eligibility requirement. Both methods ensure your accounts transfer directly to the people you choose, without court involvement.
Across 27 product types, America's CU accounts vary in how they transfer at death. The sections below walk through Payable on Death (POD) designations, trust funding options, and which products support each method.
Momentum+ Rewards CheckingValue CheckingFlexible CheckingShare SavingsMomentum+ Rewards SavingsKids Club SavingsClub Savings AccountsSmart Start SavingsHealth Savings Account (HSA)Money Market AccountCertificate of Deposit (CD)Mini-Jumbo Certificate of DepositJumbo Certificate of Deposit
1
Visit any America's Credit Union branch with valid government-issued photo ID
2
Request to add a POD (Payable on Death) beneficiary to your deposit account
3
Provide beneficiary details:
- Each beneficiary's full legal name and identifying information
- Percentage allocations if naming multiple beneficiaries
- For IRA accounts, complete separate beneficiary designation paperwork
4
Sign updated account documentation
5
Request a copy of the updated designation for your records
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Beneficiary changes may require signed documentation in branch
- IRA beneficiary designations are handled separately from deposit account POD designations
- Joint account holders may need to agree on beneficiary designations
Sources
Data sourced from America's CU primary sources (24 pages reviewed). How we research.
Download these America's CU instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against America's CU primary sources. Bring it to the branch or keep it beside the phone.
America's Credit Union Member Services
Phone(214) 742-6551
Toll-Free(888) 742-6551
Mailing Address
America's Credit Union, PO Box 671149, Dallas, TX 75367
Card Activation/PIN (US)
Card Activation/PIN (International)
WebsiteLearn more→
Member Services
Phone(214) 742-6551
Toll-Free(888) 742-6551
Mailing Address
America's Credit Union, PO Box 671149, Dallas, TX 75367
WebsiteLearn more→
Deceased Member Claims
Phone(214) 742-6551
Toll-Free(888) 742-6551
Fax(855) 674-1852
Mailing Address
America's Credit Union, PO Box 671149, Dallas, TX 75367
WebsiteNotify online→
Verified Jul 2026
Estate planning articles
Learn how to protect your America's CU accounts and other assets with trusts, beneficiary designations, and estate planning documents.
