Estate planning and settlement at America's CU
Name beneficiaries in branch, fund a trust in branch, and report a death at 1-888-742-6551
America's CU offers 27 accounts, each with its own rules for what happens when a member dies. As a membership-based credit union, America's CU headquartered in Garland, TX. EIGHT branch locations as of 2026-09-10: Central Expressway (4040 N Central Expressway, Suite 100, Dallas, TX 75204), Fort Worth (1216 Everman Parkway, Fort Worth, TX 76140), Garland (2154 Forest Lane, Garland, TX 75042), Lancaster (3200 W. Pleasant Run Road, Suite 100, Lancaster, TX 75146), Mesquite (3001 Motley Drive, Suite A, Mesquite, TX 75150), Royal (10501 North Central Expy., Suite 100, Dallas, TX 75231), White Rock (8818 Garland Road, Dallas, TX 75218), and a Springfield, MO office (2350 East Bennett, Springfield, MO 65804) serving select employer groups (Kraft Heinz, Don Johnson's Tobacco World, Commercial Metals Company). Membership is open to anyone who -- or whose family member -- lives, works, worships, or attends school in Dallas, Collin, or Rockwall County in Texas, plus the Springfield MO employer groups and family members of either eligibility group. Note for executors: the Fort Worth branch sits in TARRANT County, which is NOT in the field of membership, so a branch being nearby does not by itself make a survivor eligible to establish the membership a joint owner needs. Founded November 6, 1934 as Kraft Credit Union in Denison, TX; renamed America's Credit Union in 2007. Nearly $400 million in total assets and over 30,000 members; the completed Texas Telcom Credit Union merger forms a roughly $450 million institution. Routing #311982435. NMLS #562279. Some transfer automatically to a named beneficiary, others can be held in a trust, and a few may require probate if no plan is in place.
America's CU lets account holders update beneficiary designations in branch and by phone, typically taking 15 to 30 minutes in a branch. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
There are two sides to estate planning at America's CU: setting things up while you're alive, and the process survivors follow after a death.
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 27 account types at America's CU.
Preparing your estate →Death claim process
Report the death to America's CU's Deceased Member Claims at 1-888-742-6551. The page lists the steps and the documents to send.
When someone dies →America's CU's Member Services can answer questions about beneficiaries, trusts, or death claims at 1-888-742-6551.
America's CU is not available nationwide. Estate planning procedures may vary by state, so confirm that your location is served before making account changes.
Sources
Data sourced from America's CU primary sources (15 pages reviewed). How we research.
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Estate planning articles
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