Estate planning at American Savings Bank
How to protect 11 American Savings Bank accounts — manage beneficiaries in-branch, fund a trust in-branch, and file claims through American Savings Bank's Successor Relations - CRS Department
Customer Banking Center
Phone1-808-627-6900
Toll-Free1-800-272-2566
Emailinfo@asbhawaii.com
Mailing Address
American Savings Bank, P.O. Box 2300, Honolulu, HI 96804-2300
TDD (Text Relay)
WebsiteLearn more→
Successor Relations - CRS Department
Phone1-808-539-7228
Mailing Address
American Savings Bank, Attn: Successor Relations, PO Box 2300, Honolulu, HI 96804-2300
WebsiteLearn more→
Successor Relations - CRS Department
Phone1-808-539-7228
Mailing Address
American Savings Bank, Attn: Successor Relations, PO Box 2300, Honolulu, HI 96804-2300
WebsiteNotify online→
Verified Apr 2026
American Savings Bank offers 11 consumer accounts that interact with estate planning in distinct ways. Of those, 9 can name a trust as beneficiary or be retitled into a trust. Understanding the transfer methods available for each account type helps families keep assets out of probate and ensure they pass to the right people.
Managing beneficiaries at American Savings Bank is straightforward—changes can be made in branch, by mail, and by phone, typically taking 15-30 minutes in branch; longer by mail. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
There are two sides to estate planning at American Savings Bank: setting things up while you're alive, and the process survivors follow after a death.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 11 account types at American Savings Bank.
View details →When someone dies
Death claim process
Contact American Savings Bank's Successor Relations - CRS Department to file a claim. 5-step process, 9 required documents, and contact information for survivors.
View details →For questions about any of these procedures, contact American Savings Bank's Successor Relations - CRS Department at 1-808-539-7228. Email inquiries can be sent to SuccessorRelations@asbhawaii.com.
American Savings Bank operates in select states, so estate planning procedures may vary by location. Confirm availability in your state before initiating trust funding or account changes.
Frequently asked questions
Yes. American Savings Bank accepts both revocable and irrevocable trust accounts for checking, savings, money market, and CD accounts. Visit a local branch with your Certification of Trust (or full trust agreement), trustee identification, and the trust Tax Identification Number. Existing accounts can also be retitled to a trust without closing them.
Yes. While IRA accounts cannot be retitled to a trust, American Savings Bank allows you to name a trust as the beneficiary of a Traditional IRA or Roth IRA. Complete the IRA Beneficiary Designation form at any branch, listing both primary and contingent beneficiaries. A copy of the Certification of Trust may be required.
American Savings Bank is Hawaii's number one local mortgage lender and offers Conforming Fixed-Rate and Adjustable-Rate Mortgages, Jumbo Loans (exceeding $1,209,750), VA Loans, FHA Loans, HUD 184A and FHA 247 Loans for Native Hawaiians, the This is HOME affordable housing program, the Hale Kamaaina first-time homebuyer program, Hawaiian Home Lands Loans, Land and Construction Loans, and Home Equity Lines of Credit (HELOC). Under the Garn-St. Germain Act, the lender cannot accelerate the loan when the property transfers to a spouse, child, or revocable trust of the borrower.
American Savings Bank requires a Certification of Trust (also called Trust Abstract or Affidavit of Trust) or the complete trust agreement, valid government-issued photo ID for all trustees, the Social Security number or Tax Identification Number (EIN) for the trust, and any amendments to the original trust agreement. Visiting a branch in person is the most efficient method, as the banker can review documents and resolve questions on the spot.
Yes. American Savings Bank offers Traditional IRAs and Roth IRAs in CD-based or savings-based formats. For broader investment services, ASB partners with Cetera to provide brokerage IRAs, financial planning, and investment management. FDIC insurance covers deposit-based IRAs up to $250,000; securities offered through Cetera are not FDIC insured.
Sources
Data sourced from American Savings Bank primary sources (23 pages reviewed). How we research.
Customer Banking Center
Phone1-808-627-6900
Toll-Free1-800-272-2566
Emailinfo@asbhawaii.com
Mailing Address
American Savings Bank, P.O. Box 2300, Honolulu, HI 96804-2300
TDD (Text Relay)
WebsiteLearn more→
Successor Relations - CRS Department
Phone1-808-539-7228
Mailing Address
American Savings Bank, Attn: Successor Relations, PO Box 2300, Honolulu, HI 96804-2300
WebsiteLearn more→
Successor Relations - CRS Department
Phone1-808-539-7228
Mailing Address
American Savings Bank, Attn: Successor Relations, PO Box 2300, Honolulu, HI 96804-2300
WebsiteNotify online→
Verified Apr 2026
Estate planning articles
Learn how to protect your American Savings Bank accounts and other assets with trusts, beneficiary designations, and estate planning documents.
