How to name beneficiaries and fund a trust at Amerant
Covers 4 deposit, and 1 retirement accounts — beneficiaries must be updated in-branch
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Verified Jun 2026
There are two ways to keep your Amerant accounts out of probate: adding beneficiary designations and retitling eligible accounts into a revocable living trust. Which approach works best depends on the account type and your overall estate plan.
Each of Amerant's 5 accounts has different rules for how it transfers at death. The sections below explain the options for each.
Personal CheckingSavings AccountMoney Market AccountCertificate of Deposit
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Contact the institution for details.
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Under Amerant's deposit agreement, when the account owner or last co-owner dies, funds remaining in the account may be paid to the surviving POD beneficiaries, subject to the bank's right to charge the account for amounts owed
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Verified Jun 2026
Estate planning articles
Learn how to protect your Amerant accounts and other assets with trusts, beneficiary designations, and estate planning documents.
