How to name beneficiaries and fund a trust at VALIC
Covers 4 insurance accounts — beneficiaries can be managed online
Corebridge Retirement Services
Phone1-800-448-2542
Fax1-877-202-0187
Mailing Address
Corebridge Retirement Services, P.O. Box 15648, Amarillo, TX 79105-5648 (Overnight: 1050 N. Western St., Amarillo, TX 79106-7011)
Enrollment Center
Retirement Planning & Job Changes
VALIC Financial Advisors Direct Accounts
Independent Advisors
WebsiteLearn more→
Corebridge Retirement Services
Phone1-800-448-2542
Fax1-877-202-0187
Mailing Address
Corebridge Retirement Services, P.O. Box 15648, Amarillo, TX 79105-5648 (Overnight: 1050 N. Western St., Amarillo, TX 79106-7011)
Enrollment Center
Retirement Planning & Job Changes
VALIC Financial Advisors Direct Accounts
Independent Advisors
WebsiteLearn more→
Death Claims
Phone1-800-448-2542
Fax1-877-202-0187
Mailing Address
Corebridge Retirement Services, P.O. Box 15648, Amarillo, TX 79105-5648 (Overnight: 1050 N. Western St., Amarillo, TX 79106-7011)
WebsiteNotify online→
Verified Apr 2026
For VALIC policyholders, estate planning comes down to one critical step: making sure the right beneficiaries are named on every policy. Insurance proceeds bypass probate entirely and go directly to whoever is listed—regardless of what a will says. When estate tax planning or controlled distributions are a factor, a trust can be named as beneficiary instead.
VALIC has 4 policies with different estate transfer rules. Here is how beneficiary designations, trust ownership, and probate apply to each one.
Portfolio Director®Portfolio Director® ChoiceVALIC Assured Choice AnnuityGroup Mutual Fund
1
Log in to your account at myaccount.valic.com
2
Select My Beneficiaries from the profile dropdown menu
3
Add or update primary and contingent beneficiaries:
- Enter beneficiary name, relationship, date of birth, and percentage allocation
- For trusts: enter trust name, trust date, and Tax Identification Number (TIN)
4
Submit the changes electronically; Corebridge mails a confirmation letter or sends a confirmation email
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Trusts, estates, and charities can be named as beneficiaries
- Primary and contingent beneficiaries allowed
- Beneficiary designations override will provisions
- Death benefit: greater of account value or Guaranteed Minimum Death Benefit (GMDB)
- Certain ERISA plans require spousal consent when naming a non-spouse beneficiary; spouse signature must be witnessed by Plan Administrator or Notary Public
- Only unassigned beneficiaries can be deleted online
- Minor beneficiaries require a custodian designation under the state Uniform Transfers (Gifts) To Minors Act
- Review beneficiary elections at least every 12-18 months and after major life events
- Trusts named as beneficiaries are treated as non-designated beneficiaries, affecting distribution timelines
Corebridge Retirement Services
Phone1-800-448-2542
Fax1-877-202-0187
Mailing Address
Corebridge Retirement Services, P.O. Box 15648, Amarillo, TX 79105-5648 (Overnight: 1050 N. Western St., Amarillo, TX 79106-7011)
Enrollment Center
Retirement Planning & Job Changes
VALIC Financial Advisors Direct Accounts
Independent Advisors
WebsiteLearn more→
Corebridge Retirement Services
Phone1-800-448-2542
Fax1-877-202-0187
Mailing Address
Corebridge Retirement Services, P.O. Box 15648, Amarillo, TX 79105-5648 (Overnight: 1050 N. Western St., Amarillo, TX 79106-7011)
Enrollment Center
Retirement Planning & Job Changes
VALIC Financial Advisors Direct Accounts
Independent Advisors
WebsiteLearn more→
Death Claims
Phone1-800-448-2542
Fax1-877-202-0187
Mailing Address
Corebridge Retirement Services, P.O. Box 15648, Amarillo, TX 79105-5648 (Overnight: 1050 N. Western St., Amarillo, TX 79106-7011)
WebsiteNotify online→
Verified Apr 2026
Estate planning articles
Learn how to protect your VALIC accounts and other assets with trusts, beneficiary designations, and estate planning documents.
