What happens to your Aidvantage accounts when you die
Covers 5 lending accounts — all transfer through probate
Verified Jul 2026
Aidvantage does not currently support beneficiary designations, transfer-on-death registrations, or trust account titling on any account type. All Aidvantage student loans pass through the estate at death and may require probate.
When an account holder dies, the executor or administrator will need to contact Aidvantage with a death certificate and legal authority documents to claim account balances. The process and required documents are covered on the death claim page.
Aidvantage does not currently support beneficiary designations (POD or TOD) on any account type. All accounts transfer through the estate at death and may require probate.
Why trust accounts are not available
Aidvantage does not support retitling accounts into a trust, naming a trust as beneficiary, or any other probate-avoidance mechanism. Account balances transfer through the estate at death.
Sources
Data sourced from Aidvantage primary sources (10 pages reviewed). How we research.
Verified Jul 2026
Estate planning articles
Learn how to protect your Aidvantage accounts and other assets with trusts, beneficiary designations, and estate planning documents.
