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What happens to your Affirm accounts when you die

No beneficiary or trust option on any account, so they pass through the estate

Affirm does not currently support beneficiary designations, transfer-on-death registrations, or trust account titling on any account type. All Affirm accounts pass through the estate at death and may require probate.

When an account holder dies, the executor or administrator will need to contact Affirm with a death certificate and legal authority documents to claim account balances. The process and required documents are covered on the death claim page.

Affirm does not currently support beneficiary designations (POD or TOD) on any account type. All accounts transfer through the estate at death and may require probate.

Why trust accounts are not available

Affirm does not support retitling accounts into a trust, naming a trust as beneficiary, or any other probate-avoidance mechanism. Account balances transfer through the estate at death.

Affirm Money Account (Savings Account, held with Cross River Bank)

Affirm Money Account (Savings Account, held with Cross River Bank)

Probate Required
SimplyTrustSimplyTrust Editorial·

Sources

Data sourced from Affirm primary sources (13 pages reviewed). How we research.

Affirm estate support

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Affirm, Inc., 650 California Street, Floor 12, San Francisco, CA 94108

Estate requests go through general customer service.

Verified Sep 2026

Estate planning articles

Learn how to protect your Affirm accounts and other assets with trusts, beneficiary designations, and estate planning documents.

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