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Home→Agencies→Unclaimed Property→When someone dies

Notifying the Unclaimed Property when someone dies

Executor is responsible for notifying the Unclaimed Property — Claim processing varies by state

OverviewWhen someone dies

Unclaimed Property

State Benefits

unclaimed.org→
Unclaimed Property

State Unclaimed Property

WebsiteVisit website→
Verified May 2026

When someone dies, the State Unclaimed Property (Unclaimed Property) must be notified. The executor is responsible for notifying the Unclaimed Property.

Notification deadline: No deadline — most states hold property indefinitely.

Steps to take

Steps for notifying the Unclaimed Property and applying for survivor benefits:

1
Search the unclaimed property database in each state where the deceased lived, worked, or held accounts.
2
Run a multi-state search at missingmoney.com, the search service endorsed by the National Association of Unclaimed Property Administrators.
3
File a claim as the estate representative or heir:
  • •Provide the deceased's name and last known address
  • •Provide proof of death (death certificate)
  • •Provide proof of authority to act for the estate (letters testamentary, small-estate affidavit, or proof of heirship as the state requires)
4
Track the claim through the state agency; processing times vary by state and claim type.

Required Documents

  • Death certificate
  • Proof of the claimant's authority (letters testamentary, letters of administration, or a small-estate affidavit)
  • The deceased's prior addresses and Social Security number, if requested
  • Documentation linking the deceased to the reported property

Timeline

Claim processing varies by state


Frequently asked questions

Unclaimed property is money or assets a business or government holds but cannot return to the owner, such as a forgotten bank account, an uncashed check, an insurance payout, or a security deposit. After a dormancy period, the holder turns it over to the state, which holds it until the owner or their heirs claim it.

Search the unclaimed property database in each state where the person lived or did business, and run a multi-state search at missingmoney.com, the search service endorsed by the National Association of Unclaimed Property Administrators. Searches are free.

Yes. The executor or administrator can claim unclaimed property on behalf of the estate by submitting proof of death and proof of authority to act for the estate. When there is no formal estate, states provide an heir or small-estate claim process.

Most states hold unclaimed property indefinitely, so there is generally no deadline to file a claim. The specific rules and any exceptions are set by each state.

Keep copies of all documents submitted to the Unclaimed Property. Original documents submitted for verification are typically returned after processing.

Unclaimed Property

State Benefits

unclaimed.org→
Unclaimed Property

State Unclaimed Property

WebsiteVisit website→
Verified May 2026