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Prepare the letter of instruction Inspira Financial requests during estate or death-claim processing — addressed to its verified claims department with the required enclosures. PDF.
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Information for the deceased IRA owner whose account is being claimed.
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Send it to Inspira Financial's estate/claims department: Inspira Financial Trust, LLC, 2001 Spring Road, Suite 700, Oak Brook, IL 60523. You can reach the department at 1-800-258-7878.
Inspira Financial lists these among its required documents: Certified copy of death certificate; Government-issued photo ID for beneficiary or estate representative; Completed IRA Distribution Request form; Trust documents or Certificate of Trust (if trust is named as beneficiary). The prepared letter includes an enclosure checklist drawn from Inspira Financial's recorded requirements.
Allow 5-10 business days for distribution processing after all documentation is received and verified.
Inspira Financial provides its own letter-of-instruction form. We complete that official form with your information; you print, sign, and send it.
It depends on the capacity you are acting in. An executor or administrator encloses Letters Testamentary (when there is a will) or Letters of Administration (when there is not); a successor trustee encloses a certificate of trust; a successor under a small estate encloses that state’s small estate affidavit. The prepared letter lists the proof-of-authority document for your role alongside the institution’s required documents.
A letter of instruction is the written request an institution asks for when settling a deceased customer’s account. It identifies the decedent and the account, states the capacity you are acting in, and tells the institution what to do with the account.
