Estate planning at Wintrust
How to protect 17 Wintrust accounts — manage beneficiaries in-branch, fund a trust in-branch, and file claims through Wintrust's Wintrust Private Trust Company, N.A.
231 South LaSalle Street, Chicago, IL 60604
Wintrust Private Trust Company, N.A.
231 South LaSalle Street, 13th Floor, Chicago, IL 60604
Customer Service / Estate Claims
Wintrust, P.O. Box 2027, Des Plaines, IL 60017
How your Wintrust accounts transfer at death depends on how each one is titled and whether a beneficiary is on file. Of those, 15 can name a trust as beneficiary or be retitled into a trust. Getting these details right keeps assets out of probate and ensures they reach the intended recipients.
Beneficiary designations at Wintrust can be managed in branch and by phone, typically taking 15-30 minutes in branch. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
Wintrust has documented procedures for both preparing accounts during your lifetime and handling claims when an account holder passes away.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 17 account types at Wintrust.
View details →When someone dies
Death claim process
Contact Wintrust's Wintrust Private Trust Company, N.A. to file a claim. 3-step process, 5 required documents, and contact information for survivors.
View details →Wintrust's Wintrust Private Trust Company, N.A. can answer questions about beneficiaries, trusts, or death claims at 1-877-243-4048. Email inquiries can be sent to SupportTeam@wintrustwealth.com.
Wintrust is not available nationwide. Estate planning procedures may vary by state, so confirm that your location is served before making account changes.
Frequently asked questions
MaxSafe spreads your deposits across Wintrust's 16 community bank charters to provide up to $4 million in FDIC insurance per accountholder (or up to $3.75 million for IRA accounts). Available as a Money Market account, fixed-rate CD, or IRA. You manage everything through a single bank with one statement and one 1099. $1,000 minimum to open with no minimum monthly balance or monthly service fee. Call 833-MaxSafe for details.
Yes. Wintrust Private Trust Company, N.A. (a subsidiary of Wintrust Wealth Management) offers personal and corporate trustee services, estate settlement, specialty trusts (including special needs trusts and land trusts), guardianships, donor-advised funds, custody and escrow services, and 1031 exchange services. As a national association, it can provide services anywhere in the United States. Contact 877-243-4048 or email SupportTeam@wintrustwealth.com.
Visit a Wintrust community bank branch with your Certification of Trust (or trust excerpts showing trust name, date, and trustee authority), government-issued ID for all trustees, and a completed IRS Form W-9. The bank will provide a new signature card and retitle the account to trust ownership. Processing typically takes 1-2 weeks. Call 1-800-856-0212 to confirm document requirements before your visit.
Yes. A trust can be named as beneficiary of a Wintrust Traditional IRA, Roth IRA, or MaxSafe IRA. However, IRAs cannot be retitled into a trust. Beneficiary changes for IRA accounts require an in-branch visit with valid government-issued ID.
Wintrust customer service is available Monday through Friday 7:00 AM to 8:00 PM CT, and Saturday 7:00 AM to 5:00 PM CT, excluding federal holidays. Call 1-800-856-0212 for banking inquiries or 877-279-1300 for the main Wintrust line. For Wintrust Wealth Management and trust services, call 877-243-4048.
Sources
Data sourced from Wintrust primary sources (20 pages reviewed). How we research.
231 South LaSalle Street, Chicago, IL 60604
Wintrust Private Trust Company, N.A.
231 South LaSalle Street, 13th Floor, Chicago, IL 60604
Customer Service / Estate Claims
Wintrust, P.O. Box 2027, Des Plaines, IL 60017
Estate planning articles
Learn how to protect your Wintrust accounts and other assets with trusts, beneficiary designations, and estate planning documents.
