How to name beneficiaries and fund a trust at Wings CU
Covers 10 deposit, 3 retirement, and 2 investment accounts — beneficiaries must be updated in-branch
Phone1-800-692-2274
Toll-Free1-800-692-2274
Mailing Address
14985 Glazier Ave, Suite 100, Apple Valley, MN 55124
Member Services
Phone(952) 997-8000
Toll-Free1-800-692-2274
Mailing Address
14985 Glazier Ave, Suite 100, Apple Valley, MN 55124
WebsiteLearn more →
Phone1-800-692-2274
Mailing Address
Wings Credit Union, 14985 Glazier Ave, Suite 100, Apple Valley, MN 55124
Verified Mar 2026
Preparing your Wings CU accounts for estate transfer involves two key steps: designating beneficiaries on each account and, where appropriate, retitling accounts into a trust. Because Wings CU is a membership-based institution, trust retitling must maintain the membership eligibility requirement. Accounts with Payable on Death designations or trust ownership bypass probate entirely.
With 15 product types, Wings CU offers a range of transfer options. Some accounts support Payable on Death (POD) designations, others can be retitled into a trust, and some require probate if no beneficiary is designated. The sections below break down each step.
Everyday CheckingHigh-Yield CheckingShare SavingsEveryday SavingsHigh-Yield SavingsElevate SavingsHoliday ClubCustodial Share SavingsInvestment Money MarketShare Certificate
1Visit any Wings Credit Union branch with government-issued photo ID
2Request a POD (Payable on Death) beneficiary designation form
3Provide beneficiary details: full name, date of birth, Social Security number, Wings ID (if applicable), and relationship
4Designate primary and contingent beneficiaries with percentage allocations
5Sign and submit the completed form
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- POD designations available for deposit accounts (checking, savings, certificates, money market)
- Online beneficiary designation is not available; must use branch, phone, or mail
- Beneficiary designation form allows up to 6 named beneficiaries with percentage allocations
- Investment account beneficiaries managed separately through LPL Financial
- Post-merger note: Ent branches in Colorado may have different forms during systems integration (expected through 2028)
Phone1-800-692-2274
Toll-Free1-800-692-2274
Mailing Address
14985 Glazier Ave, Suite 100, Apple Valley, MN 55124
Member Services
Phone(952) 997-8000
Toll-Free1-800-692-2274
Mailing Address
14985 Glazier Ave, Suite 100, Apple Valley, MN 55124
WebsiteLearn more →
Phone1-800-692-2274
Mailing Address
Wings Credit Union, 14985 Glazier Ave, Suite 100, Apple Valley, MN 55124
Verified Mar 2026
Estate planning documents for Wings CU customers
Free documents designed to protect your Wings CU accounts.