How to name beneficiaries and fund a trust at Wilton Re
Covers 7 insurance accounts — beneficiaries can be managed online
Wilton Re Policyholder Services
801 Main Avenue, 5th Floor, Norwalk, CT 06851
Wilton Re Policyholder Services
801 Main Avenue, 5th Floor, Norwalk, CT 06851
Wilton Re Claims
P.O. Box 305014, Nashville, TN 37230-5014
Beneficiary designations are the foundation of estate planning for Wilton Re policies. Unlike bank accounts, insurance products cannot be retitled into a trust. Instead, the beneficiary designation itself determines who receives the proceeds and how quickly they're paid. Naming a trust as beneficiary is an option when more control over distributions is needed.
Wilton Re has 7 policies with different estate transfer rules. Here is how beneficiary designations, trust ownership, and probate apply to each one.
- Visit the customer portal at myaccount.wrli.com
- Log in with your credentials or register for an account using your policy number
- Navigate to your policy details and beneficiary section
- Add or update primary and contingent beneficiaries
- Provide each beneficiary's full legal name, date of birth, Social Security number, and relationship
- For trusts: provide the full trust name, date established, and trustee name
- Specify percentage allocations
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- The Beneficiary Change Request form revokes all prior beneficiary designations and payment methods -- all beneficiaries must be re-designated
- Irrevocable beneficiaries cannot be changed without their written consent
- The beneficiary change takes effect upon Wilton Re's filing of the signed and completed form, effective as of the date the policyholder signed the form
- Until Wilton Re receives change instructions, they rely on the most recent instructions in their files and are not liable for payments made to the previously designated beneficiary
- If multiple beneficiaries are named without written instructions about amounts, the death benefit is divided in equal shares
- Trusts can be named as primary or contingent beneficiaries
- Contact numbers and mailing addresses may vary depending on which legacy block a policy belongs to -- always check the most recent policy statement for the correct contact information
Sources
Data sourced from Wilton Re primary sources (13 pages reviewed). How we research.
Download these Wilton Re instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against Wilton Re primary sources. Bring it to the branch or keep it beside the phone.
Wilton Re Policyholder Services
801 Main Avenue, 5th Floor, Norwalk, CT 06851
Wilton Re Policyholder Services
801 Main Avenue, 5th Floor, Norwalk, CT 06851
Wilton Re Claims
P.O. Box 305014, Nashville, TN 37230-5014
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