Estate planning at Westamerica Bank
How to protect 11 Westamerica Bank accounts — manage beneficiaries in-branch, fund a trust in-branch, and file claims through Westamerica Bank's Westamerica Bank Investment Management and Trust Services
Phone1-800-848-1088
Mailing Address
Westamerica Bank, PO Box 1180, Suisun City, CA 94585-1180
WebsiteLearn more→
Westamerica Bank Investment Management and Trust Services
Phone(916) 449-8336
Toll-Free1-800-359-7562
Mailing Address
Westamerica Bank Trust Services, PO Box 1240, Suisun City, CA 94585-1240
WebsiteLearn more→
Phone1-800-848-1088
Mailing Address
Westamerica Bank, PO Box 1180, Suisun City, CA 94585-1180
WebsiteNotify online→
Verified Jul 2026
Westamerica Bank offers 11 consumer accounts that interact with estate planning in distinct ways. Of those, 9 can name a trust as beneficiary or be retitled into a trust. Understanding the transfer methods available for each account type helps families keep assets out of probate and ensure they pass to the right people.
Managing beneficiaries at Westamerica Bank is straightforward—changes can be made in branch, by mail, and by phone, typically taking 15-30 minutes in branch; longer by mail. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
Westamerica Bank has documented procedures for both preparing accounts during your lifetime and handling claims when an account holder passes away.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 11 account types at Westamerica Bank.
View details →When someone dies
Death claim process
Contact Westamerica Bank's Westamerica Bank Investment Management and Trust Services to file a claim. 5-step process, 7 required documents, and contact information for survivors.
View details →Westamerica Bank's Westamerica Bank Investment Management and Trust Services can answer questions about beneficiaries, trusts, or death claims at 1-800-359-7562.
Westamerica Bank operates in select states, so estate planning procedures may vary by location. Confirm availability in your state before initiating trust funding or account changes.
Frequently asked questions
Yes. Westamerica Bank accepts both revocable and irrevocable trust accounts for checking, savings, money market, and CD accounts. Visit a local branch with your Certification of Trust (or full trust agreement), trustee identification, and the trust Tax Identification Number. Existing accounts can also be retitled to a trust without closing them.
Yes. Existing deposit accounts (checking, savings, money market, CDs) can be retitled to your revocable living trust. Visit a Westamerica Bank branch with your Certification of Trust and trustee identification. The process does not require closing and reopening the account if the same SSN or EIN is used. IRA accounts cannot be retitled to a trust.
Yes. Westamerica Bank's Investment Management and Trust Services department provides trust administration and investment management services with in-house trust officers who have extensive experience. The bank can act as trustee, investment manager, custodial agent, administrator, conservator, or guardian. Contact the Trust Department at (916) 449-8336 or write to PO Box 1240, Suisun City, CA 94585-1240.
Westamerica Bank offers four personal checking accounts: Value Checking (basic with no balance requirement), Interest Checking (earns interest on balances of $1,000+), Signature Account (premium with exclusive savings and preferred services), and Premier Plus Checking (for customers age 50+ with an $8 annual membership fee, identity theft protection, free safe deposit box, and other benefits). All accounts include free StarConnect Plus online banking with unlimited bill pay.
Yes. Securities and advisory services are offered through LPL Financial (member FINRA/SIPC), a registered investment advisor and broker-dealer, with licensed LPL Financial Advisors available in local Westamerica Bank branches. Westamerica Bank itself is not registered as a broker-dealer or investment advisor. LPL Financial offers complimentary, no-obligation financial reviews to Westamerica customers. Contact your local branch to schedule an appointment.
Sources
Data sourced from Westamerica Bank primary sources (12 pages reviewed). How we research.
Phone1-800-848-1088
Mailing Address
Westamerica Bank, PO Box 1180, Suisun City, CA 94585-1180
WebsiteLearn more→
Westamerica Bank Investment Management and Trust Services
Phone(916) 449-8336
Toll-Free1-800-359-7562
Mailing Address
Westamerica Bank Trust Services, PO Box 1240, Suisun City, CA 94585-1240
WebsiteLearn more→
Phone1-800-848-1088
Mailing Address
Westamerica Bank, PO Box 1180, Suisun City, CA 94585-1180
WebsiteNotify online→
Verified Jul 2026
Estate planning articles
Learn how to protect your Westamerica Bank accounts and other assets with trusts, beneficiary designations, and estate planning documents.
