Estate planning and settlement at Upgrade
Report a death at 1-844-319-3692
Upgrade offers 9 consumer accounts that interact with estate planning in distinct ways. Understanding the transfer methods available for each account type helps families keep assets out of probate and ensure they pass to the right people.
Beneficiary management at Upgrade is handled through direct contact.
There are two sides to estate planning at Upgrade: setting things up while you're alive, and the process survivors follow after a death.
Beneficiaries and trust funding
How to review 9 account types at Upgrade.
Preparing your estate →Death claim process
Report the death to Upgrade at 1-844-319-3692. The page lists the steps and the documents to send.
When someone dies →Frequently asked questions
No. Upgrade's help center article "Can I add a beneficiary to my checking/savings account?" answers: "At this time, we are unable to add beneficiaries." Because no beneficiary can be added, a trust cannot be named as beneficiary either.
Rewards Checking Preferred, Performance Savings and Premier Savings are available as joint accounts for two account holders. The joint holder is named on the application: Upgrade states that a joint account holder cannot be added to an existing checking or savings account. Only one joint Rewards Checking Preferred and one joint Premier Savings account are permitted, with the same joint holder on both. Everyday Savings is single account holder only.
Upgrade, Inc. is the lienholder on the vehicle. Upgrade states: "For your title to be released, the balance must be paid in full. Once the balance is paid in full, Upgrade will release the lien and transfer the title to the appropriate party." Auto finance accounts are serviced by Account Management at (844) 899-9931.
Sources
Data sourced from Upgrade primary sources (34 pages reviewed). How we research.
Upgrade customer support
Customer Support
Phone
Checking & Savings
Account Management
Personal Loan application by phone
Application in progress
Debit Card, Checking and Savings disputes
Telecommunications Relay Services
Hours
Mailing address
Website
Estate planning articles
Learn how to protect your Upgrade accounts and other assets with trusts, beneficiary designations, and estate planning documents.
Forms for Planning Your Estate
Free forms for planning your estate: a will, living trust, pour-over will, both powers of attorney, living will, and TOD deed.
Last Will and Testament
Name your heirs, guardians, and final wishes. Free for every state.
Transfer on Death Deed
Transfer real property to a beneficiary upon your death without probate. Available in 34 states and the District of Columbia.
Vehicle Transfer on Death
Name a beneficiary to inherit your vehicle at death without probate. Available in 26 states and the District of Columbia.
Tools for Planning Your Estate
Free tools for planning your estate: what a will or trust costs, whether you need a trust or TOD deed, and how documents are signed.
How Do I Sign Estate Documents?
Find witness, notary, and remote signing requirements for all 50 states.
Will My Estate Documents Transfer?
Check if estate planning documents signed in one state are valid in another.
Trust or Will: Which Costs Less?
Compare the cost of probate vs a trust for your state and estate value.
How Much Does a Revocable Living Trust Cost?
Compare revocable living trust costs across providers including online services and attorneys.
How Much Does a Will Cost?
Compare will costs across providers plus probate costs your heirs will pay.
How Does SimplyTrust Compare to LegalZoom, Trust & Will, and Other Services?
Compare what it costs to make a trust official across SimplyTrust, LegalZoom, Trust & Will, Rocket Lawyer, and Quicken WillMaker.
