Estate planning at UFCU
How to protect 11 UFCU accounts — manage beneficiaries in-branch, fund a trust in-branch, and file death claims
Phone(512) 467-8080
Toll-Free1-800-252-8311
Fax(512) 421-7450
Mailing Address
UFCU, PO Box 9350, Austin, TX 78766-9350
WebsiteLearn more→
Phone(512) 467-8080
Toll-Free1-800-252-8311
Fax(512) 421-7450
Mailing Address
UFCU, PO Box 9350, Austin, TX 78766-9350
WebsiteLearn more→
Member Services (Survivorship)
Phone(512) 467-8080
Toll-Free1-800-252-8311
Fax(512) 421-7450
Mailing Address
University Federal Credit Union, PO Box 9350, Austin, TX 78766-9350
WebsiteNotify online→
Verified Jul 2026
UFCU offers 11 accounts, each with its own rules for what happens when a member dies. As a membership-based credit union, UFCU approximately 27 branches across Central Texas and the Houston/Galveston area, including Austin, Round Rock, Cedar Park, Pflugerville, Georgetown, San Marcos, Kyle, Pearland, and Houston. Corporate headquarters at UFCU Plaza, 8303 N MoPac Expy, Austin, TX 78759. Membership open to employees, students, and alumni of more than 250 universities, associations, and employers in Central Texas and Galveston County. Some transfer automatically to a named beneficiary, others can be held in a trust, and a few may require probate if no plan is in place.
UFCU lets account holders update beneficiary designations in branch, by mail, and by phone, typically taking 15-30 minutes in branch. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
UFCU has documented procedures for both preparing accounts during your lifetime and handling claims when an account holder passes away.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 11 account types at UFCU.
View details →When someone dies
Death claim process
5-step process, 7 required documents, and contact information for survivors.
View details →UFCU is not available nationwide. Estate planning procedures may vary by state, so confirm that your location is served before making account changes.
Frequently asked questions
UFCU's Trust & Estate Account Opening Checklist sets hard limits. The trust must be established and governed by Texas law, and the trust name must be under 40 characters for tax reporting. UFCU expressly does not support Qualified Income (Miller) Trusts, life-insurance-related trusts such as an irrevocable life insurance trust, trusts that instill fiduciary responsibility on a business (including UFCU itself), and trusts that require multiple people to act together to make a fiduciary decision. If your trust falls into one of those categories, UFCU deposit accounts cannot be retitled into it, and a POD designation naming the trust is the practical alternative.
Sources
Data sourced from UFCU primary sources (18 pages reviewed). How we research.
Phone(512) 467-8080
Toll-Free1-800-252-8311
Fax(512) 421-7450
Mailing Address
UFCU, PO Box 9350, Austin, TX 78766-9350
WebsiteLearn more→
Phone(512) 467-8080
Toll-Free1-800-252-8311
Fax(512) 421-7450
Mailing Address
UFCU, PO Box 9350, Austin, TX 78766-9350
WebsiteLearn more→
Member Services (Survivorship)
Phone(512) 467-8080
Toll-Free1-800-252-8311
Fax(512) 421-7450
Mailing Address
University Federal Credit Union, PO Box 9350, Austin, TX 78766-9350
WebsiteNotify online→
Verified Jul 2026
Estate planning articles
Learn how to protect your UFCU accounts and other assets with trusts, beneficiary designations, and estate planning documents.
