How to name beneficiaries and fund a trust at United Community
Covers 11 deposit, 2 retirement, and 2 lending accounts — beneficiaries must be updated in-branch
Customer Service
Phone1-800-822-2651
Mailing Address
United Community Bank, 200 East Camperdown Way, Greenville, SC 29601
Private Wealth
Treasury Management
WebsiteLearn more→
Customer Service
Phone1-800-822-2651
Mailing Address
United Community Bank, 200 East Camperdown Way, Greenville, SC 29601
Private Wealth
Treasury Management
WebsiteLearn more→
Death Claims
Phone1-800-822-2651
Toll-Free1-800-822-2651
Mailing Address
United Community Bank, 200 East Camperdown Way, Greenville, SC 29601
Verified May 2026
Estate planning for your United Community accounts starts with understanding how each one transfers at death. Beneficiary designations and trust retitling both bypass probate, but the right approach depends on the account type, your tax situation, and how much control you want over distributions.
United Community offers 15 accounts, each with its own transfer rules. The sections below cover how to set up beneficiaries, fund a trust, and which products support each approach.
United CheckingUnited Signature CheckingUnited Checking for 55+United Checking for StudentsUnited Essential BankingUnited SavingsUnited Student SavingsUnited Treasure Chest SavingsUnited Money Market6-Month Certificate of Deposit14-Month Certificate of Deposit
1
Visit any United Community banking center
- Request to add or update a POD (Payable on Death) beneficiary designation
- Provide beneficiary information: full legal name, date of birth, Social Security number, and relationship
2
Complete and sign the beneficiary designation form
- Sign the beneficiary designation form in the presence of a banker
- Retain a copy of the signed form for your records
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- POD beneficiary changes typically require visiting a banking center or completing a paper form
- Trusts named as beneficiaries require trust documentation including trust name, date, and trustee information
- IRA beneficiary changes require a separate IRA-specific beneficiary designation form
Customer Service
Phone1-800-822-2651
Mailing Address
United Community Bank, 200 East Camperdown Way, Greenville, SC 29601
Private Wealth
Treasury Management
WebsiteLearn more→
Customer Service
Phone1-800-822-2651
Mailing Address
United Community Bank, 200 East Camperdown Way, Greenville, SC 29601
Private Wealth
Treasury Management
WebsiteLearn more→
Death Claims
Phone1-800-822-2651
Toll-Free1-800-822-2651
Mailing Address
United Community Bank, 200 East Camperdown Way, Greenville, SC 29601
Verified May 2026
Estate planning articles
Learn how to protect your United Community accounts and other assets with trusts, beneficiary designations, and estate planning documents.
