Estate planning and settlement at UNIFY
Report a death at 1-800-892-7957
UNIFY merged into CommunityAmericaMerged, effective November 2025
UNIFY Financial Credit Union merged into CommunityAmerica Credit Union on November 1, 2025. The systems conversion is complete: UNIFY cards are no longer active, former UNIFY accounts are CommunityAmerica accounts under routing number 301081508, and the former UNIFY branches operate under the CommunityAmerica name. Account settlement for a deceased former UNIFY member runs through CommunityAmerica at 800.892.7957 or any CommunityAmerica branch.
UNIFY offers 11 accounts, each with its own rules for what happens when a member dies. As a membership-based credit union, UNIFY the former UNIFY branches now operate as CommunityAmerica branches, including Torrance, West Torrance, Hawthorne, Westchester (Los Angeles), Redondo Beach (Northrop Grumman), Glendale, Montebello, Lakewood, Camarillo, Ventura, Huntington Beach, Santa Ana, Tustin, Oakland, Concord, Brentwood and San Bruno in California; Plano and Frisco in Texas; Las Vegas, Nevada; Bentonville, Fayetteville, Lowell, Rogers, Siloam Springs and Springdale in Arkansas; and Buffalo, West Virginia. CommunityAmerica membership is open through a partner employer, a family member who is a member, living or working in qualifying zip codes, or Friends of Hobbs membership. Some transfer automatically to a named beneficiary, others can be held in a trust, and a few may require probate if no plan is in place.
To add or update beneficiaries at UNIFY, account holders work through direct contact with the institution.
There are two sides to estate planning at UNIFY: setting things up while you're alive, and the process survivors follow after a death.
Beneficiaries and trust funding
How to review 11 account types at UNIFY.
Preparing your estate →Death claim process
Report the death to UNIFY's Account Settlement at 1-800-892-7957. The page lists the steps and the documents to send.
When someone dies →
Sources
Data sourced from UNIFY primary sources (20 pages reviewed). How we research.
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Estate planning articles
Learn how to protect your UNIFY accounts and other assets with trusts, beneficiary designations, and estate planning documents.
Forms for Planning Your Estate
Free forms for planning your estate: a will, living trust, pour-over will, both powers of attorney, living will, and TOD deed.
Last Will and Testament
Name your heirs, guardians, and final wishes. Free for every state.
Transfer on Death Deed
Transfer real property to a beneficiary upon your death without probate. Available in 34 states and the District of Columbia.
Vehicle Transfer on Death
Name a beneficiary to inherit your vehicle at death without probate. Available in 26 states and the District of Columbia.
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Compare what it costs to make a trust official across SimplyTrust, LegalZoom, Trust & Will, Rocket Lawyer, and Quicken WillMaker.
