How to name beneficiaries and fund a trust at Unchained
Covers 3 crypto, 1 retirement, and 1 lending accounts — beneficiaries can be managed online
Customer Support
PO Box 662, Austin, TX 78767
Inheritance Support
PO Box 662, Austin, TX 78767
There are two ways to keep your Unchained accounts out of probate: adding beneficiary designations and retitling eligible accounts into a revocable living trust. Which approach works best depends on the account type and your overall estate plan.
Unchained has 5 accounts with different estate transfer rules. Here is how beneficiary designations, trust ownership, and probate apply to each one.
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- TOD beneficiaries are designated per vault, not once per account
- A TOD designation alone is not sufficient: the beneficiary must also be able to reach a key backup, or the vault cannot be spent
- TOD designations are not recognized identically in every state; consult a local attorney
- IRA beneficiaries are named on the IRA itself, not through a vault TOD designation
Sources
Data sourced from Unchained primary sources (19 pages reviewed). How we research.
Download these Unchained instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against Unchained primary sources. Bring it to the branch or keep it beside the phone.
Customer Support
PO Box 662, Austin, TX 78767
Inheritance Support
PO Box 662, Austin, TX 78767
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