What happens to your Trustmark accounts when you die

Plus Checking

Interest-bearing checking with package benefits including ID theft protection, credit file monitoring, cell phone protection, roadside assistance, and accidental death and dismemberment insurance. $50 minimum to open. No monthly maintenance fee with a monthly minimum balance of $10,000; otherwise $7.95 ($6.95 for ages 50 and over). Waived non-Trustmark ATM fees, with one surcharge fee waived per month with a receipt. The package benefits are for personal checking account owners and their joint owners; they are not available to a signer who is not an owner, or to businesses, clubs, trust organizations, churches, or schools.

Tailored Checking

Interest-bearing checking with a higher rate on higher balance tiers. $5,000 minimum opening deposit. No monthly maintenance fee with a $25,000 minimum monthly balance in the account plus one of: $100,000 in combined personal deposits for the primary and secondary owners, $750,000 in personal loans including mortgages, a home equity line of credit with a $100,000 or higher balance, or a Trustmark Wealth relationship; otherwise $20 per month. Includes one free wire transfer per statement cycle, one free official check per month, and up to three refunded ATM surcharge fees per statement cycle.

Simple Checking

Checking with unlimited debit card transactions and check writing. $50 minimum to open. No monthly maintenance fee with at least 15 debit card transactions, direct deposits totaling at least $100, or a $1,500 average daily balance per statement cycle; otherwise $10 per month. Check images on the statement cost $2 per month.

Advantage Checking

$25 minimum to open and a $5 monthly maintenance fee. Includes a debit card, monthly statements, and online and mobile banking without Bill Pay, person-to-person payments, or external transfers. A $25 credit is paid on completion of the Trustmark Financial Education Program. Opened at a branch.

Student Checking

For students 24 and younger, with no monthly maintenance fee. $50 minimum to open. Unlimited deposits, withdrawals, and debit card transactions, with mobile deposit and person-to-person payments. Converts automatically to Simple Checking at age 25. A student under 16 opens the account at a branch with a parent or legal guardian.

Personal Savings

$50 minimum to open. No monthly maintenance fee with a $200 minimum daily balance; otherwise $5. Interest is paid on balances over $25, compounded daily and credited monthly. Two free withdrawals per month, then $2 per withdrawal, including ATM transactions. Quarterly statements. Can serve as overdraft protection for a Trustmark checking account.

Personal Money Market

Tiered interest rate with check writing. $100 minimum to open. No monthly maintenance fee with a $1,000 minimum daily balance; otherwise $10. $15 per withdrawal over six per statement cycle. Monthly statements. Can serve as overdraft protection for a Trustmark checking account.

Relationship HighYield Money Market Savings

$10,000 minimum to open. No monthly maintenance fee with a $10,000 minimum daily balance; otherwise $15. The premium interest rate requires the owner to be a primary or joint owner of a Trustmark consumer checking account with a direct deposit, five debit card transactions, or a Prime of Life account each month. Check writing is available; $15 per withdrawal over six per statement cycle.

Certificate of Deposit

Fixed rate guaranteed until maturity, with terms from 30 days to five years. $1,000 minimum to open. Interest can be paid out or added back to the CD. Penalties apply to early withdrawals. Opened at a branch.

Traditional IRA

Trustmark IRAs earn a guaranteed rate until maturity and share many features of its CDs, including self-directed options. Contribution limits and early distribution penalties apply. Opened at a branch.

Roth IRA

Trustmark IRAs earn a guaranteed rate until maturity and share many features of its CDs, including self-directed options. Contribution limits and early distribution penalties apply. Opened at a branch.