How to name beneficiaries and fund a trust at Truliant FCU
Covers 12 deposit, 4 retirement, and 1 investment accounts — beneficiaries must be updated in-branch
Phone1-800-822-0382
Mailing Address
Truliant FCU, P.O. Box 26000, Winston-Salem, NC 27114-6000
WebsiteLearn more →
Phone1-800-822-0382
Mailing Address
Truliant FCU, P.O. Box 26000, Winston-Salem, NC 27114-6000
WebsiteLearn more →
Death Claims
Phone1-800-822-0382
Toll-Free1-800-822-0382
Fax1-336-794-5108
Mailing Address
Truliant Federal Credit Union, 3200 Truliant Way, Winston-Salem, NC 27103
WebsiteNotify online →
Verified Feb 2026
Preparing your Truliant FCU accounts for estate transfer involves two key steps: designating beneficiaries on each account and, where appropriate, retitling accounts into a trust. Because Truliant FCU is a membership-based institution, trust retitling must maintain the membership eligibility requirement. Accounts with Payable on Death designations or trust ownership bypass probate entirely.
With 17 product types, Truliant FCU offers a range of transfer options. Some accounts support Payable on Death (POD) designations, others can be retitled into a trust, and some require probate if no beneficiary is designated. The sections below break down each step.
Truly Free CheckingEssentials Plus BankingReserve Plus BankingAdd-On BankingMembership SavingsChristmas Club AccountVacation Club AccountMoney Market AccountSelect Money MarketShare CertificateHealth Savings AccountCoverdell Education Savings Account
1Visit any Truliant branch location
2Request a Payable on Death Account Agreement form or a Personal Account Change Form
3Complete the form with primary and contingent beneficiary information
4For a trust beneficiary: provide the trust name, trust date, and trust EIN
5All account owners must sign the form
6Submit the signed form to the branch representative
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- POD designation is available for all deposit accounts (checking, savings, money market, and share certificates)
- IRA accounts are automatically considered POD accounts; beneficiaries are designated at account opening and can be updated at any time by submitting a new form
- The IRA owner may submit a form to update, add, or remove beneficiaries at any time
- Upon death of the last surviving owner, POD funds are distributed to the designated beneficiaries and are not controlled by a will
- Each account must be updated individually; beneficiary designations do not automatically carry across accounts
- Completed forms may be returned by mail or fax to (336) 794-5108
Phone1-800-822-0382
Mailing Address
Truliant FCU, P.O. Box 26000, Winston-Salem, NC 27114-6000
WebsiteLearn more →
Phone1-800-822-0382
Mailing Address
Truliant FCU, P.O. Box 26000, Winston-Salem, NC 27114-6000
WebsiteLearn more →
Death Claims
Phone1-800-822-0382
Toll-Free1-800-822-0382
Fax1-336-794-5108
Mailing Address
Truliant Federal Credit Union, 3200 Truliant Way, Winston-Salem, NC 27103
WebsiteNotify online →
Verified Feb 2026
Estate planning documents for Truliant FCU customers
Free documents designed to protect your Truliant FCU accounts.