TransUnion and the estate's credit file

How to report a death to TransUnion and request the deceased person's credit report

TransUnion

credit-bureau · Nationwide

transunion.com
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TransUnion Service Center

TransUnion Consumer Solutions team

Mailing Address

TransUnion, P.O. Box 2000, Chester, PA 19016

Verified Jul 2026

A credit file at TransUnion is neither an asset nor a debt of the estate. Notifying TransUnion of the death does two things: it gets a deceased indicator onto the file, and it gives the executor access to the credit report — the most complete list of the open accounts, loans, and card balances the estate must resolve.

The steps below cover how the executor reports a death to TransUnion and obtains the deceased person's credit report.

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Sources

Data sourced from TransUnion primary sources (6 pages reviewed). How we research.

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