Estate planning at TMHCC
How to protect 12 TMHCC accounts — manage beneficiaries online, and file claims through TMHCC's Surety Group (court, probate, and fiduciary bonds)
Corporate Headquarters
Phone(713) 462-1000
Mailing Address
Tokio Marine HCC, 13403 Northwest Freeway, Houston, TX 77040
WorldTrips Travel Insurance (the only direct-to-consumer line)
A&H Group - Kennesaw, GA
A&H Group - Carmel, IN
A&H Group - Plano, TX
A&H Group - Minnetonka, MN
Surety Group (probate and fiduciary bonds)
WebsiteLearn more→
Surety Group (court, probate, and fiduciary bonds)
Phone(310) 649-0990
Mailing Address
Tokio Marine HCC - Surety Group, 801 South Figueroa Street, Suite 700, Los Angeles, CA 90017
WebsiteLearn more→
Product-specific claims units (no central claims desk)
Phone(800) 605-2282
Emailcjennings@tmhcc.com
Mailing Address
WorldTrips Claims Department, PO Box 240358, Apple Valley, MN 55124
WorldTrips Claims (consumer travel plans)
A&H Claims - Kennesaw, GA
A&H Senior Claims Manager, Chris Jennings
Surety Group (bond claims)
Corporate Headquarters
WebsiteNotify online→
Verified Jul 2026
TMHCC is a insurance company with 12 products relevant to estate planning. Life insurance and annuity proceeds transfer directly to named beneficiaries outside of probate, making beneficiary designations one of the most important estate planning steps for TMHCC policyholders.
Beneficiary designations at TMHCC can be managed online, by mail, and by phone, typically taking immediate at application for a WorldTrips plan; TMHCC does not publish a turnaround for post-issue changes.. Trust funding options vary by account type—check with TMHCC for specifics.
TMHCC provides specific procedures for both proactive estate planning and filing claims after a death.
Preparing your estate
Beneficiaries and trust funding
How to manage beneficiaries online, and review 12 account types at TMHCC.
View details →When someone dies
Death claim process
Contact TMHCC's Surety Group (court, probate, and fiduciary bonds) to file a claim. 5-step process, 9 required documents, and contact information for survivors.
View details →Reach TMHCC's Surety Group (court, probate, and fiduciary bonds) at (310) 649-0990 for help with any of these procedures. Email inquiries can be sent to suretyonline@tmhcc.com.
Frequently asked questions
No. Tokio Marine HCC issues no individual life insurance -- there is no whole, universal, indexed, variable, or term policy to own, so there is nothing for an irrevocable life insurance trust to hold. Its Accident & Health book is entirely employer-sponsored (Medical Stop Loss, Captive Stop Loss, Organ Transplant, Taft-Hartley, Level Funded, MedPlus, Lasso Captive) and is written by HCC Life Insurance Company operating as Tokio Marine HCC - A&H Group; group and supplemental coverage cannot be assigned to a trust. The rest of the book is commercial specialty (surety, cyber, D&O, aviation, crop). If a decedent's file shows a "Tokio Marine" LIFE policy, it came from a different Tokio Marine Holdings subsidiary, not from TMHCC.
Sources
Data sourced from TMHCC primary sources (18 pages reviewed). How we research.
Corporate Headquarters
Phone(713) 462-1000
Mailing Address
Tokio Marine HCC, 13403 Northwest Freeway, Houston, TX 77040
WorldTrips Travel Insurance (the only direct-to-consumer line)
A&H Group - Kennesaw, GA
A&H Group - Carmel, IN
A&H Group - Plano, TX
A&H Group - Minnetonka, MN
Surety Group (probate and fiduciary bonds)
WebsiteLearn more→
Surety Group (court, probate, and fiduciary bonds)
Phone(310) 649-0990
Mailing Address
Tokio Marine HCC - Surety Group, 801 South Figueroa Street, Suite 700, Los Angeles, CA 90017
WebsiteLearn more→
Product-specific claims units (no central claims desk)
Phone(800) 605-2282
Emailcjennings@tmhcc.com
Mailing Address
WorldTrips Claims Department, PO Box 240358, Apple Valley, MN 55124
WorldTrips Claims (consumer travel plans)
A&H Claims - Kennesaw, GA
A&H Senior Claims Manager, Chris Jennings
Surety Group (bond claims)
Corporate Headquarters
WebsiteNotify online→
Verified Jul 2026
Estate planning articles
Learn how to protect your TMHCC accounts and other assets with trusts, beneficiary designations, and estate planning documents.
