Estate planning and settlement at Third Federal
Fund a trust in branch and report a death at 1-844-798-7784
How your Third Federal accounts transfer at death depends on how each one is titled and whether a beneficiary is on file. Of those, 6 can name a trust as beneficiary or be retitled into a trust. Getting these details right keeps assets out of probate and ensures they reach the intended recipients.
To add or update beneficiaries at Third Federal, account holders work through direct contact with the institution.
Third Federal has documented procedures for both preparing accounts during your lifetime and handling claims when an account holder passes away.
Beneficiaries and trust funding
How to fund a trust in-branch, and review 11 account types at Third Federal.
Preparing your estate →Death claim process
Report the death to Third Federal's Customer Care Service at 1-844-798-7784. The page lists the steps and the documents to send.
When someone dies →Third Federal is not available nationwide. Estate planning procedures may vary by state, so confirm that your location is served before making account changes.
Frequently asked questions
No. Third Federal states that it offers trust accounts but that they "currently can only be opened in person at one of our branch locations," and its full-service branches are in Ohio and Florida. It lists Interest Checking, Interest Savings, Certificates of Deposit, and Money Market accounts as available for individuals and trusts. On request, the trustee supplies a complete copy of the trust agreement and any amendments, or a certification or summary that applicable law permits the bank to rely on. Online Savings Plus is opened online only, where ownership is individual or joint. Under the Deposit Account Agreement, Third Federal acts only as depository for trust funds and is under no obligation to act as trustee.
Sources
Data sourced from Third Federal primary sources (28 pages reviewed). How we research.
Third Federal customer support
Customer Care
Phone
Customer Care (1-800-THIRD-FED)
Personal MoneyLine (automated account information)
IRA representatives
Hours
Website
Estate planning articles
Learn how to protect your Third Federal accounts and other assets with trusts, beneficiary designations, and estate planning documents.
Forms for Planning Your Estate
Free forms for planning your estate: a will, living trust, pour-over will, both powers of attorney, living will, and TOD deed.
Last Will and Testament
Name your heirs, guardians, and final wishes. Free for every state.
Transfer on Death Deed
Transfer real property to a beneficiary upon your death without probate. Available in 34 states and the District of Columbia.
Vehicle Transfer on Death
Name a beneficiary to inherit your vehicle at death without probate. Available in 26 states and the District of Columbia.
Tools for Planning Your Estate
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Will My Estate Documents Transfer?
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How Much Does a Will Cost?
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How Does SimplyTrust Compare to LegalZoom, Trust & Will, and Other Services?
Compare what it costs to make a trust official across SimplyTrust, LegalZoom, Trust & Will, Rocket Lawyer, and Quicken WillMaker.
