Preparing your Synovus accounts for estate transfer involves two primary strategies: designating beneficiaries on individual accounts and, where supported, retitling accounts into a revocable living trust. Both approaches bypass probate, but they work differently depending on the account type.

Synovus offers 14 accounts, each with its own transfer rules. The sections below cover how to set up beneficiaries, fund a trust, and which products support each approach.

Synovus Plus CheckingSynovus Inspire CheckingSynovus Free CheckingSynovus Budget CheckingSynovus Student CheckingSynovus Personal SavingsSynovus Minor SavingsSynovus Holiday SavingsSynovus Money MarketSynovus Certificate of Deposit

1Visit a Synovus branch location with a valid government-issued photo ID

2Request to add or update POD beneficiaries on your account

3Complete the POD beneficiary designation form with a banker

4Name primary and contingent beneficiaries

5For trusts: provide trust name, trustee information, and trust EIN

6Receive confirmation of your beneficiary designations

Required Documents

Trust name, date established, and tax ID (EIN or SSN)

Special Requirements

Name primary and contingent beneficiaries for all accounts
Trusts can be named as beneficiaries with trust name, trustee, and EIN
Assets in POD accounts pass outside of probate to named beneficiaries
Review beneficiaries periodically, especially after marriage, divorce, or birth of children
Named beneficiaries override your will