Estate planning at Service CU
How to protect 14 Service CU accounts — manage beneficiaries in-branch, fund a trust in-branch, and file death claims
Phone00800-4728-2000
Toll-Free1-800-936-7730
Mailing Address
Service Credit Union, P.O. Box 1268, Portsmouth, NH 03801
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Phone00800-4728-2000
Toll-Free1-800-936-7730
Mailing Address
Service Credit Union, P.O. Box 1268, Portsmouth, NH 03801
Real Estate Loans
Automated Telephone Teller
Text Chat
WebsiteLearn more →
Inheritor Services
Phone1-800-936-7730
Toll-Free1-800-936-7730
Fax603-430-6559
Mailing Address
Inheritor Services, Service Credit Union, P.O. Box 1268, Portsmouth, NH 03802-1268
Verified Feb 2026
Service CU is a credit union offering 14 accounts that interact with estate planning in different ways. As a membership-based credit union, Service CU approximately 35 branches in New Hampshire, 2 in Massachusetts, 1 in North Dakota (Grand Forks AFB), and 14 on U.S. military installations throughout Germany. Membership open to military members, Department of Defense civilians, and residents of select communities. CO-OP Shared Branch network access at 6,000+ branches nationwide. Understanding how each account transfers at death—and which ones a trust can hold—helps families avoid probate delays and unintended outcomes.
Service CU handles beneficiary designations in branch and by phone. Accounts can also be retitled into a trust to keep them out of probate entirely.
Service CU provides specific procedures for both proactive estate planning and filing claims after a death.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 14 account types at Service CU.
View details →When someone dies
Death claim process
12-step process, 8 required documents, and contact information for survivors.
View details →Service CU operates in select states, so estate planning procedures may vary by location. Confirm availability in your state before initiating trust funding or account changes.
Frequently asked questions
Trust accounts must be opened in branch or by phone and cannot be opened through an online application. Visit any Service CU branch with your trust documents (or Certificate of Trust), government-issued photo ID for all trustees, and the trust EIN or SSN. Call 800.936.7730 to initiate the process. IRA accounts cannot be retitled to a trust but can name a trust as beneficiary.
IRA accounts cannot be retitled to a trust. However, you may be able to name a trust as the beneficiary of your IRA. Consult a tax advisor before doing so, as naming a trust as IRA beneficiary can have significant tax implications for distribution timelines and required minimum distributions. Contact Service CU at 800.936.7730 for specific procedures.
Service CU offers investment and financial planning services through Service Financial Group. Securities and advisory services are offered through LPL Financial, a registered broker-dealer and investment advisor (member FINRA/SIPC). Available services include retirement planning consultations, investment management, and rollover IRA assistance. These products are not NCUA insured. Service CU provides referrals to LPL Financial pursuant to a referral agreement.
Service CU membership is open to active duty military, veterans, Department of Defense civilians, and their families. Membership is also available to residents of select communities in New Hampshire, Massachusetts, and North Dakota. Service CU operates 50+ branches including locations in Germany serving U.S. military personnel. Membership requires a $5 deposit into a Primary Savings Account.
The Deployed Warrior Savings Account earns 10% APY on daily balances up to $10,000. It is available to active-duty military, reserve, and guard members serving in combat zones as defined by Service CU. Deployment orders must be provided. Monthly deposits cannot exceed net military pay. Withdrawals before the redeployment date plus 120 days result in account closure and funds transfer to a Primary Savings Account.
Phone00800-4728-2000
Toll-Free1-800-936-7730
Mailing Address
Service Credit Union, P.O. Box 1268, Portsmouth, NH 03801
Real Estate Loans
Automated Telephone Teller
Text Chat
WebsiteLearn more →
Phone00800-4728-2000
Toll-Free1-800-936-7730
Mailing Address
Service Credit Union, P.O. Box 1268, Portsmouth, NH 03801
Real Estate Loans
Automated Telephone Teller
Text Chat
WebsiteLearn more →
Inheritor Services
Phone1-800-936-7730
Toll-Free1-800-936-7730
Fax603-430-6559
Mailing Address
Inheritor Services, Service Credit Union, P.O. Box 1268, Portsmouth, NH 03802-1268
Verified Feb 2026
Estate planning resources for Service CU customers
Tools and documents to help protect your Service CU accounts.
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