How to name beneficiaries and fund a trust at S&T Bank
Covers 14 deposit, 3 retirement, and 3 lending accounts — beneficiaries must be updated in-branch
S&T Bank, P.O. Box 190, Indiana, PA 15701
S&T Bank, P.O. Box 190, Indiana, PA 15701
Death Claims / Solution Center
S&T Bank, P.O. Box 190, Indiana, PA 15701
Estate planning for your S&T Bank accounts starts with understanding how each one transfers at death. Beneficiary designations and trust retitling both bypass probate, but the right approach depends on the account type, your tax situation, and how much control you want over distributions.
S&T Bank offers 20 accounts, each with its own transfer rules. The sections below cover how to set up beneficiaries, fund a trust, and which products support each approach.
- Government-issued photo ID
- Beneficiary full legal name, date of birth, and relationship
- Percentage allocation if naming multiple beneficiaries
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Named beneficiaries on deposit accounts override your will
- Per S&T deposit account agreement: when the account holder dies, the beneficiary or their legal representative can withdraw the balance after all required legal documents are provided
- S&T Bank will not release funds until all required legal documents have been delivered; checks are made payable to all beneficiaries
Sources
Data sourced from S&T Bank primary sources (29 pages reviewed). How we research.
Download these S&T Bank instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against S&T Bank primary sources. Bring it to the branch or keep it beside the phone.
S&T Bank, P.O. Box 190, Indiana, PA 15701
S&T Bank, P.O. Box 190, Indiana, PA 15701
Death Claims / Solution Center
S&T Bank, P.O. Box 190, Indiana, PA 15701
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