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How to protect 16 Provident accounts — manage beneficiaries in-branch, fund a trust in-branch, and file claims through Provident's Beacon Trust (Wealth Management & Trust Services)
Provident Bank, P.O. Box 1001, Iselin, NJ 08830-1001
Beacon Trust (Wealth Management & Trust Services)
Beacon Trust, 163 Madison Avenue, Suite 600, Morristown, NJ 07960
Death Claims (via Customer Service)
Provident Bank, P.O. Box 1001, Iselin, NJ 08830-1001
Provident offers 16 consumer accounts that interact with estate planning in distinct ways. Of those, 11 can name a trust as beneficiary or be retitled into a trust. Understanding the transfer methods available for each account type helps families keep assets out of probate and ensure they pass to the right people.
Beneficiary designations at Provident can be managed in branch and by phone, typically taking 15-30 minutes in branch. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
Provident provides specific procedures for both proactive estate planning and filing claims after a death.
Preparing your estate
How to update beneficiaries in-branch, fund a trust in-branch, and review 16 account types at Provident.
View details →When someone dies
Contact Provident's Beacon Trust (Wealth Management & Trust Services) to file a claim. 8-step process, 6 required documents, and contact information for survivors.
View details →For questions about any of these procedures, contact Provident's Beacon Trust (Wealth Management & Trust Services) at 1-866-377-8090. Email inquiries can be sent to support@beacontrust.com.
Provident operates in select states, so estate planning procedures may vary by location. Confirm availability in your state before initiating trust funding or account changes.
Yes. Per Provident Bank's account terms, you may designate one or more POD beneficiaries on an individual or joint account, and a trust can be named as a beneficiary. Visit a branch to set this up.
Visit a Provident Bank branch with your trust agreement or Certification of Trust, government-issued ID for each trustee, and the trust's tax identification number. A banker will help you retitle the account. Only the trustee(s) will be able to take actions on the account once it is retitled.
Yes, through its subsidiary Beacon Trust, headquartered in Morristown, NJ. Beacon Trust is a full-service wealth management firm offering investment management, financial planning, tax advisory, trust and estate fiduciary services, and private banking. Beacon Trust can be reached at 1-866-377-8090 or through beacontrust.com.
IRAs cannot be titled to a trust. However, you can name your trust as the beneficiary of your IRA. Consult a tax advisor before doing this, as there are significant tax implications for distributions to trust beneficiaries. Provident Bank IRAs are available through Cetera Investment Services LLC.
Provident Bank operates more than 140 branches across New Jersey, eastern Pennsylvania (Bucks, Lehigh, and Northampton counties), and metropolitan New York (Queens, Orange, and Nassau counties). The branch network expanded following the May 2024 merger with Lakeland Bancorp. Online banking is available to customers in these service areas.
Provident Bank, P.O. Box 1001, Iselin, NJ 08830-1001
Beacon Trust (Wealth Management & Trust Services)
Beacon Trust, 163 Madison Avenue, Suite 600, Morristown, NJ 07960
Death Claims (via Customer Service)
Provident Bank, P.O. Box 1001, Iselin, NJ 08830-1001
Tools and documents to help protect your Provident accounts.
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