Estate planning at Platte Valley Bank

Yes, for deposit accounts. Checking (CORE, HONOR, LEGACY, NEXT), savings (SIMPLE, NEXT), the SMART money market, and CDs can all be retitled into a revocable living trust. Bring your Certification of Trust, photo ID for all trustees, and the trust Tax ID to any office -- there is no online path for this, and the account does not have to be closed and reopened if the same SSN or EIN is used, so direct deposits and automatic payments keep running. IRAs and the HSA cannot be retitled into a trust; they are custodial accounts and pass by beneficiary designation instead. If you hold LEGACY checking, note that its fee waiver keys off combined relationship banking balances, which count your total balances with the bank, so retitling does not by itself cost you the waiver.

Those are two separate things. Retitling your own accounts into your own revocable trust is ordinary branch paperwork. Platte Valley Bank Trust Services is a full trust department that will act as trustee or agent for you -- administering living trusts, managing investments professionally, reviewing wills and estate tax issues, standing in your financial shoes if illness or incapacity strikes, structuring charitable gifts, and running a Farm and Ranch Management Program that matters for agricultural estates across the Panhandle and eastern Wyoming. Contact Katy Reichert, Director of Trust and General Counsel (308-632-7004, kreichert@pvbank.com), Clark Wisniewski, COO and Trust Officer, CTFA (308-633-9201, cwisniewski@pvbank.com), or Marisa Sullivan, Trust Services Specialist (308-633-9209, msullivan@pvbank.com). Existing trust beneficiaries view accounts at https://pvb.accessasc.com, a separate portal from consumer digital banking. Trust investment assets may carry market risk, may not be FDIC insured, are not obligations of the bank, and may lose value.