Estate planning at Pacific Life

Pacific Life sorts incoming forms by product line and issuing company, and using the wrong P.O. Box delays processing. For individual life insurance forms (BK-10349 ownership/beneficiary, 15-50626 PL Promise beneficiary, 15-50515 ownership change): P.O. Box 2030, Omaha, NE 68103-2030. For annuity forms (W25065-23B beneficiary change, 13077-25A trustee certification) on contracts issued by Pacific Life Insurance Company: P.O. Box 2378, Omaha, NE 68103-2378. For annuity forms on contracts issued by Pacific Life & Annuity Company (New York contracts only): P.O. Box 2829, Omaha, NE 68103-2829. Annuity forms can also be faxed to (888) 837-8172 (general) or (800) 586-0096 (New York). Overnight mail for all products: 6750 Mercy Rd, Omaha, NE 68106.

Pacific Life requires the Trustee Certification and Disclosure form whenever a trust is named as beneficiary or owner so the carrier can document trustee authority and the trust's tax classification without holding the full trust instrument on file. For annuities, this is form 13077-25A (https://www.pacificlife.com/content/dam/paclife/rsd/annuities/public/forms/maintenance/13077.pdf), submitted with the beneficiary change form W25065-23B. For life insurance, the equivalent is the Trust Information form 15-46147 (https://life.myaccount.pacificlife.com/policyowner/ServiceForms/GetFile/15-46147), submitted with BK-10349. Without these forms, beneficiary or ownership changes naming a trust will be rejected.