Estate planning at Pacific Life
How to protect 31 Pacific Life accounts — manage beneficiaries by phone, fund a trust by mail, and file death claims
Life Insurance Customer Service
Phone1-800-347-7787
Mailing Address
Pacific Life Insurance Company, P.O. Box 2030, Omaha, NE 68103-2030
Annuity Contract Owners
Annuity (New York)
General Inquiries / Corporate
Pension Plans Retirement Annuities
WebsiteLearn more→
Life Insurance Customer Service
Phone1-800-347-7787
Mailing Address
Pacific Life Insurance Company, P.O. Box 2030, Omaha, NE 68103-2030
Annuity Contract Owners
Annuity (New York)
General Inquiries / Corporate
Pension Plans Retirement Annuities
WebsiteLearn more→
Life Insurance Claims
Phone1-800-347-7787
Fax1-866-398-0467
Mailing Address
Pacific Life Insurance Company, Life Insurance Division, P.O. Box 2030, Omaha, NE 68103-2030
Workforce Benefits Claims
Lynchburg Operations
Verified Apr 2026
Pacific Life is a insurance company with 31 products relevant to estate planning. Life insurance and annuity proceeds transfer directly to named beneficiaries outside of probate, making beneficiary designations one of the most important estate planning steps for Pacific Life policyholders.
Pacific Life handles beneficiary designations by mail and by phone. Accounts can also be linked to trusts through beneficiary designations to keep them out of probate entirely.
Pacific Life provides specific procedures for both proactive estate planning and filing claims after a death.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries by phone, fund a trust by mail, and review 31 account types at Pacific Life.
View details →When someone dies
Death claim process
6-step process, 8 required documents, and contact information for survivors.
View details →Frequently asked questions
The process depends on the product type. For life insurance, download the Ownership, Beneficiary, or Name Change Request Booklet (BK-10349) from https://www.pacificlife.com/home/individuals/life-insurance/forms.html, or form 15-50626 for PL Promise products. For annuities, download the Annuity Contract/Beneficiary Change Request form (W25065-23B) from https://www.pacificlife.com/home/individuals/annuities/forms.html. Complete the form with your beneficiary designations and submit by mail or fax. Call (800) 347-7787 for life insurance or (800) 722-4448 for annuities with questions.
For non-qualified annuities, naming a trust as beneficiary is generally preferred over trust ownership because a non-natural owner (such as a trust) may lose the benefit of tax deferral on the annuity. For qualified annuities (IRAs), trust ownership is not applicable. Consult with a tax advisor or estate attorney before naming a trust as owner of an annuity. The Trustee Certification and Disclosure form (13077-25A) is required when a trust is named as beneficiary or owner.
Sources
Data sourced from Pacific Life primary sources (23 pages reviewed). How we research.
Life Insurance Customer Service
Phone1-800-347-7787
Mailing Address
Pacific Life Insurance Company, P.O. Box 2030, Omaha, NE 68103-2030
Annuity Contract Owners
Annuity (New York)
General Inquiries / Corporate
Pension Plans Retirement Annuities
WebsiteLearn more→
Life Insurance Customer Service
Phone1-800-347-7787
Mailing Address
Pacific Life Insurance Company, P.O. Box 2030, Omaha, NE 68103-2030
Annuity Contract Owners
Annuity (New York)
General Inquiries / Corporate
Pension Plans Retirement Annuities
WebsiteLearn more→
Life Insurance Claims
Phone1-800-347-7787
Fax1-866-398-0467
Mailing Address
Pacific Life Insurance Company, Life Insurance Division, P.O. Box 2030, Omaha, NE 68103-2030
Workforce Benefits Claims
Lynchburg Operations
Verified Apr 2026
Estate planning articles
Learn how to protect your Pacific Life accounts and other assets with trusts, beneficiary designations, and estate planning documents.
