Estate planning at Nusenda CU
How to protect 13 Nusenda CU accounts — manage beneficiaries in-branch, fund a trust in-branch, and file death claims
Phone1-505-889-7755
Toll-Free1-800-347-2838
Emailinfo@nusenda.org
Mailing Address
Nusenda Credit Union, P.O. Box 8530, Albuquerque, NM 87198
Automated Credit Card Payments
Collections
Member Solutions
WebsiteLearn more →
Phone1-505-889-7755
Toll-Free1-800-347-2838
Emailinfo@nusenda.org
Mailing Address
Nusenda Credit Union, P.O. Box 8530, Albuquerque, NM 87198
Automated Credit Card Payments
Collections
Member Solutions
WebsiteLearn more →
Death Claims / Member Services
Phone(505) 889-7755
Toll-Free(800) 347-2838
Mailing Address
Nusenda Credit Union, PO Box 8530, Albuquerque, NM 87198-8530
Verified Mar 2026
Nusenda CU is a credit union offering 13 accounts that interact with estate planning in different ways. As a membership-based credit union, Nusenda CU headquartered in Albuquerque, NM. 31 branch locations across New Mexico and West Texas (including El Paso). Access to over 30,000 ATMs nationwide through shared network. Membership open to anyone who lives, works, worships, or attends school in eligible New Mexico and West Texas communities. Understanding how each account transfers at death—and which ones a trust can hold—helps families avoid probate delays and unintended outcomes.
Nusenda CU handles beneficiary designations in branch and by phone. Accounts can also be retitled into a trust to keep them out of probate entirely.
Nusenda CU provides specific procedures for both proactive estate planning and filing claims after a death.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 13 account types at Nusenda CU.
View details →When someone dies
Death claim process
8-step process, 5 required documents, and contact information for survivors.
View details →Nusenda CU operates in select states, so estate planning procedures may vary by location. Confirm availability in your state before initiating trust funding or account changes.
Frequently asked questions
Nusenda Investment Services provides estate planning coordination and can assist you by working with your legal and/or tax professional to develop an estate plan. Nusenda identifies five key estate planning documents: durable power of attorney, advance medical directives, a will, a letter of instruction, and a living trust. Investment representatives through LPL Financial can advise on beneficiary designations, trust structuring, and asset distribution. Non-deposit investment products are offered through LPL Financial, a registered investment advisor and broker-dealer (Member FINRA/SIPC). Complimentary no-obligation consultations are available.
Yes. Visit any Nusenda branch with your trust document (or Certificate of Trust), government-issued photo ID for all trustees, and the trust EIN or SSN. You will need to complete new account paperwork in the trust name. Existing accounts may need to be closed and reopened under the trust title. IRA accounts cannot be retitled to a trust but can name a trust as beneficiary.
IRA accounts cannot be retitled to a trust. However, you may be able to name a trust as the beneficiary of your IRA. Consult a tax advisor before doing so, as naming a trust as IRA beneficiary can have significant tax implications for distribution timelines and required minimum distributions. Contact Nusenda at (505) 889-7755 or (800) 347-2838 for specific procedures.
Nusenda offers investment services through Nusenda Investment Services, with non-deposit products provided by LPL Financial, a registered investment advisor and broker-dealer (Member FINRA/SIPC). Available services include mutual funds, bonds, stocks, brokered CDs, managed portfolios, retirement planning, and estate planning coordination. LPL Financial Advisors are available by appointment for complimentary no-obligation consultations. These products are not NCUA insured and may lose value.
Nusenda membership is open to anyone who lives, works, worships, or attends school in eligible New Mexico and West Texas communities. With 31 branch locations and access to over 30,000 ATMs nationwide, Nusenda is the largest credit union in New Mexico. Membership provides access to checking, savings, certificates, IRAs, loans, and investment services. Apply online or visit any branch or call (505) 889-7755.
Nusenda phone support is available Monday through Friday 7:30am to 6pm MT and Saturday 8am to 3pm MT at (505) 889-7755 or (800) 347-2838. Secure chat is available Monday through Friday 8am to 5pm and Saturday 9am to 3pm MT. Branch hours vary by location.
Phone1-505-889-7755
Toll-Free1-800-347-2838
Emailinfo@nusenda.org
Mailing Address
Nusenda Credit Union, P.O. Box 8530, Albuquerque, NM 87198
Automated Credit Card Payments
Collections
Member Solutions
WebsiteLearn more →
Phone1-505-889-7755
Toll-Free1-800-347-2838
Emailinfo@nusenda.org
Mailing Address
Nusenda Credit Union, P.O. Box 8530, Albuquerque, NM 87198
Automated Credit Card Payments
Collections
Member Solutions
WebsiteLearn more →
Death Claims / Member Services
Phone(505) 889-7755
Toll-Free(800) 347-2838
Mailing Address
Nusenda Credit Union, PO Box 8530, Albuquerque, NM 87198-8530
Verified Mar 2026
Estate planning resources for Nusenda CU customers
Tools and documents to help protect your Nusenda CU accounts.
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