Estate planning at Moneta

Moneta Trust is a separate corporation, domiciled in Kansas and wholly owned by Moneta Holding Corp. (itself owned by Moneta Group, LLC). It is chartered under Kansas statutes as a non-depository retail trust company and is regulated by the Kansas Office of the State Bank Commissioner. Its brochure-disclosed services are corporate trustee for personal trusts and certain retirement plan accounts, corporate trustee for LIFE INSURANCE TRUSTS, and trustee for charitable trust accounts — and Moneta markets it as a single corporate trustee able to hold both liquid and illiquid assets. Mechanically, Moneta Trust does not usually hold assets in its own name: they sit in segregated trust accounts at qualified third-party custodians identifying Moneta Trust as trustee. Moneta and Moneta Trust have an agreement delegating investment management back to Moneta, and Moneta's brochure discloses that its affiliation creates a conflict of interest in recommending Moneta Trust, adding that clients are not obligated to use it and may establish a trust account with any custodian or trustee they choose. Existing trust clients reach their trust accounts through the trust client login on monetatrust.com.