Estate planning at LPL Financial
How to protect 17 LPL Financial accounts — manage beneficiaries online, fund a trust in-branch, and file claims through LPL Financial's LPL Financial Investor Account Support / The Private Trust Company N.A.
Investor Account Support
LPL Financial, Attn: Trade Direct, P.O. Box 6565, Fort Mill, SC 29716
LPL Financial Investor Account Support / The Private Trust Company N.A.
LPL Financial, Attn: Trade Direct, P.O. Box 6565, Fort Mill, SC 29716
Investor Account Support / Trade Direct
LPL Financial, Attn: Trade Direct, P.O. Box 6565, Fort Mill, SC 29716
How your LPL Financial investment accounts transfer at death depends on how each one is titled and whether a beneficiary is on file. Of those, 15 can name a trust as beneficiary or be retitled into a trust. Getting these details right keeps assets out of probate and ensures they reach the intended recipients.
LPL Financial lets account holders update beneficiary designations online, in branch, by mail, and by phone, typically taking a few minutes online; 15-30 minutes by form; processing within 1-2 weeks. Trust funding is also available, allowing families to retitle brokerage accounts into a trust.
LPL Financial provides specific procedures for both proactive estate planning and filing claims after a death.
Preparing your estate
Beneficiaries and trust funding
How to manage beneficiaries online, fund a trust in-branch, and review 17 account types at LPL Financial.
View details →When someone dies
Death claim process
Contact LPL Financial's LPL Financial Investor Account Support / The Private Trust Company N.A. to file a claim. 6-step process, 11 required documents, and contact information for survivors.
View details →LPL Financial's LPL Financial Investor Account Support / The Private Trust Company N.A. can answer questions about beneficiaries, trusts, or death claims at 1-800-558-7567.
Frequently asked questions
The Private Trust Company N.A. (PTC) is a federally chartered, non-depository, limited-purpose bank and the trust administration affiliate of LPL Financial Holdings. Licensed in all 50 states, PTC can serve as a professional trustee, co-trustee, agent for trustee, estate representative, or estate guardian/conservator. It integrates with your LPL advisor's investment management approach, allowing for directed trusts where the advisor retains investment control. New trust business contact: 858-779-5053; existing trust accounts: 216-771-6960.
No. Online beneficiary updates via LPL Account View are not available to residents of community property states (Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington, and Wisconsin). In those states, spousal consent may be required for a TOD designation, and LPL requires the beneficiary change to be completed by paper form. Residents of those states should request the TOD Account Agreement (Form F75) through their LPL-affiliated advisor and submit with spousal consent documentation if applicable.
Sources
Data sourced from LPL Financial primary sources (21 pages reviewed). How we research.
Investor Account Support
LPL Financial, Attn: Trade Direct, P.O. Box 6565, Fort Mill, SC 29716
LPL Financial Investor Account Support / The Private Trust Company N.A.
LPL Financial, Attn: Trade Direct, P.O. Box 6565, Fort Mill, SC 29716
Investor Account Support / Trade Direct
LPL Financial, Attn: Trade Direct, P.O. Box 6565, Fort Mill, SC 29716
Estate planning articles
Learn how to protect your LPL Financial accounts and other assets with trusts, beneficiary designations, and estate planning documents.
