What happens to your Juno accounts when you die
No beneficiary or trust option on any account, so they pass through the estate
Juno is no longer operatingNo longer operating, effective May 2025
Juno wound down its consumer platform. Banking and card services stopped working on May 11, 2024 (Synapse bankruptcy), and the Treasury Account -- the last Juno product still operating -- closed at 12:00 a.m. EST on May 12, 2025, which is the date recorded here because it is the only wind-down date Juno itself publishes. Juno's own shutdown letter on juno.finance ("A Final Goodbye from Team Juno") carries no date. The app at app.juno.finance is offline. Juno says it will continue to support account statement and account record requests at hello@juno.finance. Estate claims run through the CFPB, the California DFPI restitution, and state unclaimed property, not through Juno.
Juno does not currently support beneficiary designations, transfer-on-death registrations, or trust account titling on any account type. All Juno accounts pass through the estate at death and may require probate.
When an account holder dies, the executor or administrator will need to contact Juno with a death certificate and legal authority documents to claim account balances. The process and required documents are covered on the death claim page.
Juno does not currently support beneficiary designations (POD or TOD) on any account type. All accounts transfer through the estate at death and may require probate.
Why trust accounts are not available
Juno does not support retitling accounts into a trust, naming a trust as beneficiary, or any other probate-avoidance mechanism. Account balances transfer through the estate at death.
Juno Cash Account
Juno Metal Account
DISCONTINUED. The premium tier of the Cash Account. It sat in the same Synapse / Evolve Bank & Trust structure, was frozen by the same May 11, 2024 disruption, and is governed by the same agreement -- so the same single-owner, no-POD, no-ITF titling rule applies. Juno also confirms in its help center that it never offered joint accounts at all ("Presently, we do not provide joint accounts as a service"), which closes the last non-probate route.
Juno Treasury Account
Juno Crypto Wallet
Sources
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Data sourced from Juno primary sources (15 pages reviewed). How we research.
Juno estate support
Juno Support (email only; platform wound down)
Website
Estate requests go through general customer service.
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