How to name beneficiaries and fund a trust at Invesco
Covers 5 investment, and 7 retirement accounts — beneficiaries can be managed online
Invesco Client Services
Invesco Investment Services, Inc., P.O. Box 219078, Kansas City, MO 64121-9078 (overnight: 801 Pennsylvania Ave, Suite 219078, Kansas City, MO 64105-1307)
Invesco Client Services (no dedicated estate unit — estate transactions run through Client Services and the forms library)
Invesco Investment Services, Inc., P.O. Box 219078, Kansas City, MO 64121-9078
Invesco Client Services
Invesco Investment Services, Inc., P.O. Box 219078, Kansas City, MO 64121-9078 (overnight: 801 Pennsylvania Ave, Suite 219078, Kansas City, MO 64105-1307)
There are two ways to keep your Invesco investment accounts out of probate: adding beneficiary designations and retitling eligible accounts into a revocable living trust. Which approach works best depends on the account type and your overall estate plan.
With 12 product types, Invesco offers a range of transfer options. Some investment accounts support Transfer on Death (TOD) designations, others can be retitled into a trust, and some require probate if no beneficiary is designated. The sections below break down each step.
- Full legal name, relationship, date of birth, and Social Security number
- Primary vs. contingent designation — if you leave this blank, the Invesco custodial agreement treats the beneficiary as PRIMARY
- Allocation percentage for each beneficiary
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Section 4 of AIM-FRM-5 collects spousal consent for community property states. Invesco expressly states it does not verify whether an account owner is married or subject to community property rules and accepts no liability for a missing consent — confirming it is the owner's job
- Section 5 of AIM-FRM-5 collects ERISA spousal consent
- A beneficiary not marked primary or contingent is deemed PRIMARY under the Invesco custodial agreement (IRA-LGL-6, Article 7)
- A trust named as beneficiary requires the trust name, trust date, and trustee name; a Solo 401(k) trust beneficiary additionally requires the Invesco Solo 401(k) Trust Beneficiary Certification Form
- A former spouse can only inherit if the account owner re-designated them AFTER the date of divorce (IRA-FRM-29 requires proof of the post-divorce designation at claim time)
Sources
Data sourced from Invesco primary sources (15 pages reviewed). How we research.
Download these Invesco instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against Invesco primary sources. Bring it to the branch or keep it beside the phone.
Invesco Client Services
Invesco Investment Services, Inc., P.O. Box 219078, Kansas City, MO 64121-9078 (overnight: 801 Pennsylvania Ave, Suite 219078, Kansas City, MO 64105-1307)
Invesco Client Services (no dedicated estate unit — estate transactions run through Client Services and the forms library)
Invesco Investment Services, Inc., P.O. Box 219078, Kansas City, MO 64121-9078
Invesco Client Services
Invesco Investment Services, Inc., P.O. Box 219078, Kansas City, MO 64121-9078 (overnight: 801 Pennsylvania Ave, Suite 219078, Kansas City, MO 64105-1307)
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