Estate planning at Idaho Central CU
How to protect 12 Idaho Central CU accounts — manage beneficiaries in-branch, fund a trust in-branch, and file claims through Idaho Central CU's Wealth Management (Planning & Investing)
Member Services
Phone1-800-456-5067
Mailing Address
P.O. Box 2469, Pocatello, ID 83206-2469
After-Hours Support
Card Activation/PIN
WebsiteLearn more →
Wealth Management (Planning & Investing)
Phone(208) 519-5847
Emailicwm@iccuwealth.com
Mailing Address
1111 S Silverstone Way, 5th Floor, Meridian, ID 83642
Death Claims (via Member Services)
Phone1-800-456-5067
Mailing Address
Idaho Central Credit Union, P.O. Box 2469, Pocatello, ID 83206-2469
Verified Mar 2026
Idaho Central CU is a credit union offering 12 accounts that interact with estate planning in different ways. As a membership-based credit union, Idaho Central CU largest credit union in Idaho with branches throughout the state. Serves members in Idaho, Washington (within school district boundaries), eastern Oregon (Baker, Malheur, Umatilla, Union, and Wallowa Counties), Nevada (Jackpot), and Arizona (Cochise, Pima, Pinal, Greenlee, Graham, Santa Cruz, and Yuma Counties plus City of Tucson transit/airport employees). Micron Corporation employees and retirees are also eligible. Immediate family members of eligible members also qualify. Understanding how each account transfers at death—and which ones a trust can hold—helps families avoid probate delays and unintended outcomes.
Beneficiary designations at Idaho Central CU can be managed in branch, by mail, and by phone, typically taking 15-30 minutes at branch; 1-2 weeks by mail. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
Idaho Central CU provides specific procedures for both proactive estate planning and filing claims after a death.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 12 account types at Idaho Central CU.
View details →When someone dies
Death claim process
Contact Idaho Central CU's Wealth Management (Planning & Investing) to file a claim. 7-step process, 5 required documents, and contact information for survivors.
View details →For questions about any of these procedures, contact Idaho Central CU's Wealth Management (Planning & Investing) at (208) 519-5847. Email inquiries can be sent to icwm@iccuwealth.com.
Idaho Central CU operates in select states, so estate planning procedures may vary by location. Confirm availability in your state before initiating trust funding or account changes.
Frequently asked questions
Visit any ICCU branch, call 1-800-456-5067, or request a POD beneficiary designation form by mail. You will need the beneficiary's legal name, address, date of birth, and Social Security number. Changes must be provided in writing and signed by all living account owners.
IRA beneficiaries are designated on a separate form from the standard POD designation used for deposit accounts. Contact ICCU at 1-800-456-5067 or visit a branch to request the IRA beneficiary designation form. ICCU offers Traditional, Roth, and SEP IRAs.
Visit any ICCU branch with your trust document or Certificate of Trust, government-issued ID for all trustees, and the trust's EIN or SSN. A branch representative will help you complete the trust account application and retitle existing accounts. Trust retitling must be done in person.
Membership is available to those who live, work, or attend school in Idaho; Washington (within school district boundaries); eastern Oregon (Baker, Malheur, Umatilla, Union, and Wallowa Counties); Nevada (Jackpot); or Arizona (Cochise, Pima, Pinal, Greenlee, Graham, Santa Cruz, and Yuma Counties). Micron Corporation employees and retirees are also eligible. Immediate family members of eligible members qualify as well. A $25 Share Savings deposit and $5 membership fee are required to open an account.
Yes. ICCU offers both Health Savings Accounts (HSAs) for members with HSA-eligible high deductible health plans and Idaho Medical Savings Accounts (MSAs) with potential State of Idaho tax deductions. Both account types allow beneficiary designations. HSA beneficiary designations are handled separately from deposit account POD designations.
Member Services
Phone1-800-456-5067
Mailing Address
P.O. Box 2469, Pocatello, ID 83206-2469
After-Hours Support
Card Activation/PIN
WebsiteLearn more →
Wealth Management (Planning & Investing)
Phone(208) 519-5847
Emailicwm@iccuwealth.com
Mailing Address
1111 S Silverstone Way, 5th Floor, Meridian, ID 83642
Death Claims (via Member Services)
Phone1-800-456-5067
Mailing Address
Idaho Central Credit Union, P.O. Box 2469, Pocatello, ID 83206-2469
Verified Mar 2026
Estate planning resources for Idaho Central CU customers
Tools and documents to help protect your Idaho Central CU accounts.
Do I Need a Revocable Trust?
Answer questions about your estate size, real estate, family situation, and privacy preferences to see how a revocable trust compares to a will alone.
Take the Quiz
Are My Beneficiary Designations Protected?
See how your state handles beneficiary designations after divorce, inherited IRA creditor protection, and spousal consent requirements for retirement accounts.
Check Now
What Does Estate Planning Actually Cost?
See the true cost of estate planning. Compare SimplyTrust, Trust & Will, LegalZoom, and attorneys including life events like marriage, divorce, and having children.
Compare Costs