How to name beneficiaries and fund a trust at Huntington
Covers 10 deposit, 2 retirement, and 3 lending accounts — beneficiaries must be updated in-branch
Phone1-800-480-2265
Mailing Address
Huntington National Bank, PO Box 1558, Columbus, OH 43272-4195
WebsiteLearn more →
Personal Trust and Estate Services
Phone1-877-575-2265
Fax1-877-867-3094
Mailing Address
Huntington National Bank, Attn: Transfer Desk, 7 Easton Oval, EA4E77, Columbus, OH 43219
WebsiteLearn more →
Death Claims
Phone1-800-480-2265
Toll-Free1-800-480-2265
Mailing Address
Huntington Customer Service Center (EA5C42), P.O. Box 1558, Columbus, OH 43216
Verified Feb 2026
Preparing your Huntington accounts for estate transfer involves two primary strategies: designating beneficiaries on individual accounts and, where supported, retitling accounts into a revocable living trust. Both approaches bypass probate, but they work differently depending on the account type.
With 15 product types, Huntington offers a range of transfer options. Some accounts support Payable on Death (POD) designations, others can be retitled into a trust, and some require probate if no beneficiary is designated. The sections below break down each step.
Asterisk-Free CheckingHuntington Perks CheckingHuntington Platinum Perks CheckingSmartInvest CheckingPrivate Client AccountPremier Savings AccountRelationship Savings AccountRelationship Money Market AccountSmartInvest Money Market AccountCertificate of Deposit (CD)
1Visit a Huntington Bank branch with government-issued photo ID
2Request a Payable on Death (POD) designation form for deposit accounts or IRA beneficiary form for retirement accounts
3Complete the form with primary and contingent beneficiary information (full name, date of birth, address, relationship, and allocation percentages)
4All account owners must sign the POD form
5For trusts as beneficiary: provide trust name, date established, and EIN
6Submit signed form to the branch banker for processing
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- All account owners must sign POD form to change beneficiaries (per Consumer Deposit Account Agreement)
- Beneficiaries can be individuals, charities, or trusts
- Primary and contingent beneficiaries allowed
- Beneficiaries have no rights to funds until after death of all account owners
- If multiple beneficiaries survive, funds paid in equal shares unless otherwise specified
- Beneficiary designations override your will
Phone1-800-480-2265
Mailing Address
Huntington National Bank, PO Box 1558, Columbus, OH 43272-4195
WebsiteLearn more →
Personal Trust and Estate Services
Phone1-877-575-2265
Fax1-877-867-3094
Mailing Address
Huntington National Bank, Attn: Transfer Desk, 7 Easton Oval, EA4E77, Columbus, OH 43219
WebsiteLearn more →
Death Claims
Phone1-800-480-2265
Toll-Free1-800-480-2265
Mailing Address
Huntington Customer Service Center (EA5C42), P.O. Box 1558, Columbus, OH 43216
Verified Feb 2026
Estate planning documents for Huntington customers
Free documents designed to protect your Huntington accounts.