Estate planning at Great Southern Bank
How to protect 18 Great Southern Bank accounts — manage beneficiaries in-branch, fund a trust in-branch, and file claims through Great Southern Bank's Branch Banking
Customer Service
Phone800-749-7113
Mailing Address
218 S. Glenstone, Springfield, MO 65802
Telephone Banking
Wire Inquiries
Loan Servicing
WebsiteLearn more →
Branch Banking / Customer Service
Phone800-749-7113
Mailing Address
218 S. Glenstone, Springfield, MO 65802
WebsiteNotify online →
Verified Mar 2026
Great Southern Bank offers 18 consumer accounts that interact with estate planning in distinct ways. Of those, 16 can name a trust as beneficiary or be retitled into a trust. Understanding the transfer methods available for each account type helps families keep assets out of probate and ensure they pass to the right people.
Beneficiary designations at Great Southern Bank can be managed in branch and by phone, typically taking 15-30 minutes in branch or by phone. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
Great Southern Bank provides specific procedures for both proactive estate planning and filing claims after a death.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 18 account types at Great Southern Bank.
View details →When someone dies
Death claim process
Contact Great Southern Bank's Branch Banking to file a claim. 7-step process, 8 required documents, and contact information for survivors.
View details →For questions about any of these procedures, contact Great Southern Bank's Branch Banking at 800-749-7113.
Great Southern Bank operates in select states, so estate planning procedures may vary by location. Confirm availability in your state before initiating trust funding or account changes.
Frequently asked questions
Yes. Great Southern Bank supports trust accounts for checking, savings, money market, and CD accounts. Visit a branch with your trust agreement or Certification of Trust, government-issued ID for all trustees, and the trust's tax identification number. A banker will help you open a new trust account or retitle an existing account. IRA and HSA accounts cannot be retitled to a trust.
Great Southern Bank operates 97 offices across 12 states, including 89 retail banking centers in Missouri, Arkansas, Iowa, Kansas, Minnesota, and Nebraska, plus commercial lending offices in Atlanta, Chicago, Dallas, Denver, Omaha, Phoenix, and Charlotte. Certain accounts may be opened online regardless of location.
Yes. All deposit accounts at Great Southern Bank are FDIC insured up to $250,000 per depositor, per account ownership category. POD and trust accounts may qualify for higher coverage based on the number of qualifying beneficiaries named.
Great Southern Bank offers several CD products: Short-Term CDs with 10, 20, and 30-day terms; 3-Month, 6-Month, and 11-Month CDs available to open online; Long-Term CDs with terms from 3 months to 10 years; and the Time Deposit Open Account (TDOA), a 6-month CD that allows deposits at any time except within seven days before maturity. All CDs require a $1,000 minimum deposit.
Yes, a trust can be named as the beneficiary of an IRA at Great Southern Bank. You will need to provide a copy of the trust agreement or Certification of Trust. Note that while a trust can be named as IRA beneficiary, IRA accounts themselves cannot be retitled into the name of a trust. Visit a branch or call 800-749-7113 to update your IRA beneficiary designation.
Great Southern Bank allows online account opening for Everyday Checking, Everyday Savings, Money Market, 3-Month CD, 6-Month CD, and 11-Month CD accounts. Other account types, including Money Market Plus, trust accounts, and IRAs, must be opened in person at a branch.
Yes. Great Southern Bank offers a Health Savings Account (HSA) with a $25 minimum to open, no annual fee, and tax-exempt savings for qualified medical expenses. The HSA is flexible and portable. Contribution limits follow IRS guidelines. HSAs cannot be retitled to a trust.
Customer Service
Phone800-749-7113
Mailing Address
218 S. Glenstone, Springfield, MO 65802
Telephone Banking
Wire Inquiries
Loan Servicing
WebsiteLearn more →
Branch Banking / Customer Service
Phone800-749-7113
Mailing Address
218 S. Glenstone, Springfield, MO 65802
WebsiteNotify online →
Verified Mar 2026
Estate planning resources for Great Southern Bank customers
Tools and documents to help protect your Great Southern Bank accounts.
Do I Need a Revocable Trust?
Answer questions about your estate size, real estate, family situation, and privacy preferences to see how a revocable trust compares to a will alone.
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